Bank Of America Cash Rewards Approval odds

[GlocksAndCredit]

Just curious on what anyone thinks of the approval odds are for the BOA Cash Rewards, my scores are shown below, very recent (weeks), no baddies, Util. is at 6%, would like to get one more card before I start gardening for a couple years. (Might have to get off the forums to do so). Just curious if I stand a chance. Thanks.

[Anonymous]

whats your AAOA?  I dont think you need BOFA with the current cards you have.  Do you shop at walmart or amazon?  GE will grow more than what BOFA will just my 2 cents

[Anonymous]

the only thing they might not like is 3 other accounts the last 3 months. Still i'd be surprised if you were declined

[GlocksAndCredit]

1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

[Anonymous]

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@collinsridge wrote:
1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

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Chase amazon gives good rewards especially if you shop alot at amazon.  How long have you had your Freedom?  I have same AAOA as you and I have a chase checking account and also shop at amazon alot so I apped for Freedom and was too chicken to press my luck with chase so I apped for Amazon store card which is backed by GE.  GE is wonderfull with increases however I dont believe the store card gives any rewards except maybe a promotional intro apr or maybe a discount from time to time

[trumpet-205]

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@collinsridge wrote:
1 Year AAoA. I shop at amazon alot. Think I should go for the Amazon Chase? Already opened an account with Chase. Think I could still get it?

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Well, Chase usually like to see how you handle Freedom first before issuing you anymore Chase card.

[GlocksAndCredit]

Exactly. thats what I thought.

[HiLine]

You have a very good chance. Do you have banking relationships with BofA? If you want to be 100% confident, you should ask Discover for a CLI first, but even this is not necessary, given that you have a Freedom with a pretty high CL.

[AF_23]

99% you will get it if your EX scores are at 700ish or more and no obvious recent derogs. They are handing those things out like candy it seems.

[AF_23]

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@Anonymous wrote:

whats your AAOA?  I dont think you need BOFA with the current cards you have.  Do you shop at walmart or amazon?  GE will grow more than what BOFA will just my 2 cents

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BOA is more generous than GE with starting limits..