Bank of America APR reduction

[AverageJoesCredit]

Called in last week but the credit department was closed. Decided to call in tonight to check for any offers to permanent reduced apr on my Better Balance Rewards Mastercard and talked with a nice gal from Maine. Saw my history and asked how were my other aprs on other cards and i told her i have a couple rewards cards with really good or lower apr. She was impressed on how i handle my account and cheerfully was able to reduce my Apr a whole 3 full points was 20.24% now at 17.24% apr

We talked for like a half hour and that usually isnt me but hey, was a great experience. So guys and gals, time to pick up that phone thingie and see what awaits you in the wonderful world of credit

[pinkandgrey]

Congrats! That’s a nice change. But the rest of us might not be charming enough to accomplish this. 

Especially me. With BofA. 😳

[AverageJoesCredit]

Lol, ah well Pinkie, my rec to you is to forget all about Bofa and come on over to Boa

[galahad15]

Congrats AJC on the outstanding APR reduction!  

[M_Smart007]

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@AverageJoesCredit wrote:
Called in last week but the credit department was closed. Decided to call in tonight to check for any offers to permanent reduced apr on my Better Balance Rewards Mastercard and talked with a nice gal from Maine. Saw my history and asked how were my other aprs on other cards and i told her i have a couple rewards cards with really good or lower apr. She was impressed on how i handle my account and cheerfully was able to reduce my Apr a whole 3 full points was 20.24% now at 17.24% apr

We talked for like a half hour and that usually isnt me but hey, was a great experience. So guys and gals, time to pick up that phone thingie and see what awaits you in the wonderful world of credit

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I called, They gave Me 0% APR till Sept. 2020, Is that decent?

[CreditInspired]

WooHoo AJC. 3% is a really nice reduction. Congrats to you!

[odd_dog]

Congratulations AJC that is Awesome news!!  you CHARMER you......

[AverageJoesCredit]

Thanks everyone Smartie i believe that 0% is for bts Got that offer too😉

[RicHowe]

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@AverageJoesCredit wrote:
Called in last week but the credit department was closed. Decided to call in tonight to check for any offers to permanent reduced apr on my Better Balance Rewards Mastercard and talked with a nice gal from Maine. Saw my history and asked how were my other aprs on other cards and i told her i have a couple rewards cards with really good or lower apr. She was impressed on how i handle my account and cheerfully was able to reduce my Apr a whole 3 full points was 20.24% now at 17.24% apr

We talked for like a half hour and that usually isnt me but hey, was a great experience. So guys and gals, time to pick up that phone thingie and see what awaits you in the wonderful world of credit

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AJC proving he's the schneeshee's knees!

[AverageJoesCredit]

Haha, for schneeshee shnazzy shnizzle