Bank of America statement cycle

[Anonymous]

Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

[LS2982]

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@Anonymous wrote:
Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

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Yes it will still report, and you would have to call CS to find out your statement closing dat.

[-Cain-]

If you have online acces to your account, it will say your closing date there. It should also say it on your bill if you receive paper statements. You can also call CS and they will be able to tell you.

[haulingthescoreup]

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@Anonymous wrote:
Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

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It's different for every customer.

Look at any of your online or mailed statements, and you'll see the statement date. That's when they update to the bureaus. The amount that is due on the statement is the balance that they report.

Yes, it still reports every month, but it would be wise to blow the dust off of it and use it occasionally for a pack of gum or something, to keep the lender from closing it down.

[LS2982]

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@haulingthescoreup wrote:

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@Anonymous wrote:
Does anybody knows, when BoA statement cycle ends? Or is it different on different customers? Also if I have a credit card with but never use it, does it still report to credit bearu?

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It's different for every customer.

Look at any of your online or mailed statements, and you'll see the statement date. That's when they update to the bureaus. The amount that is due on the statement is the balance that they report.

Yes, it still reports every month, but it would be wise to blow the dust off of it and use it occasionally for a pack of gum or something, to keep the lender from closing it down.

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+1

Get a CMS and have it reaccur charge the card!