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Barclay Arrival PC - APR Problem?

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Anonymous
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Barclay Arrival PC - APR Problem?

Hello - Last weekend, I PCed my Barclay  US Airways Plat. MC to an Arrival Card.  In doing so, I lost the 20,000 point sign-up bonus, but was told I would get 1,000 points immediately.  I went ahead with anyway, if only to avoid HPs on the CR and to move up to a better card.  I have not received the card yet, but they have already transitioned my online account to the Arrival card.  The 1000 points are there - as well as a listing of card benefits.  What is ALSO there is that gross 24.99% interest rate that I had on the Plat MC.  The Arrival application page indicates: " 0% introductory APR on purchases for the first 12 months after account opening –
after that, a variable APR, currently 14.99% or 18.99%, based on your creditworthiness."  Can they forfeit this simply because I PCed as opposed to my applying outright? 

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2 REPLIES 2
Creditaddict
Legendary Contributor

Re: Barclay Arrival PC - APR Problem?

most of the time when you PC your APR stays the same as what you had... you for sure won't get the promo intro rates.

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Anonymous
Not applicable

Re: Barclay Arrival PC - APR Problem?

&^&*%%(* -  I had no idea that would happen -  I was very excited about coming out from under this high interest rate!  I will call Barclay to see what can be done.  Maybe I should have just applied for the card outright - I am loosing so many of the benifits of it.


@Creditaddict wrote:

most of the time when you PC your APR stays the same as what you had... you for sure won't get the promo intro rates.


 

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