Barclay CLI and Check Question

[2FixMyCredit]

I've had my card from Barclay for 5 months and they increased from $1000 to $3500!! Super stoked, not sure what triggered it but I have been carrying a balance of about 30% on the card because the holidays. 

They also sent a check with the letter stating the increase, on the back it says this is considered a balance transfer check but I am curious if I would be able to write it to myself and deposit in my bank account.  It looks like a normal check but I've never done anything like that before so I am not sure of the process.

Thanks xxx

[Platinum]

Read the terms and conditions. Make sure that promotional or standard BT rate applies and not cash advance rate.  

[2FixMyCredit]

It says " Use of enclosed check is considered a balance transfer and is subject to the terms of the enclosed card member agreement with us"  and goes on to say it is the BT fee's, it doesn't say you can't write it to yourself  or that it has to be written to a another bank for the BT so I'm not sure the proper etiquette. 

[Platinum]

I don't want to advise you to write it to yourself and deposit in your checking/ savings because only you know (should know) what those terms of the cardmember agreement are. If you are not sure the best thing for you now would be to give them a call. Good luck.

[Platinum]

Ask them if those terms will apply even if you write the check to yourself and deposit funds in your checking/ savings.

[coldnmn]

It should be ok but by calling better safe then sorry.

[FinStar]

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@Platinum wrote:

Ask them if those terms will apply even if you write the check to yourself and deposit funds in your checking/ savings.

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+1

OP - the majority of the time you can do this, but best to contact them to be on the safe side.