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Barclay CLI question

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bichonmom
Senior Contributor

Barclay CLI question

Does anyone know if Barclay's uses their last soft for CLIs? I know they require a HP for a CLI request. But I'm just wondering since they now give us our FICO score, are they using that less recent info for CLI requests.

 

Thanks! Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 1 of 5
4 REPLIES 4
bichonmom
Senior Contributor

Re: Barclay CLI question

Any ideas?

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 2 of 5
B335is
Moderator Emeritus

Re: Barclay CLI question

I would imagine they use the most recent sp, but would be interested to know other input as well.  I don't ask for anything from Barclays though, with all my accts it's like poking the bear Smiley Happy

Message 3 of 5
Kenny
Moderator Emeritus

Re: Barclay CLI question

I'm not sure if I'm understanding you correctly, but if not someone will correct me! Smiley Wink Hopefully!

My understanding is that when a company gets a hard pull of your account, they then use that new information for the basis of the approval/denial of your CLI request. That would be my guess as to what happens with Barclays... if you are successful in getting a SP CLI then it would probably be on their last SP of your account, but some companies also pull a fresh SP sometimes, as well. It's hard to know, because it's not common for the majority of people to check their credit reports more than once a year.
Message 4 of 5
bichonmom
Senior Contributor

Re: Barclay CLI question

Thanks for the replies. Smiley Happy

 

EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 5 of 5
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