Barclay doesn't take kindly to using the BT checks

[2FixMyCredit]

Just called to see when I would possible qualify for a CLI since I've been at 1k on my Barclay reward for some time ($5 balance).  The guy said something to the matter of we see you used the check on your NFL card which does not show a great deal of responsibility.  Yea, except it was paid down from $2900 to $150 in less that a month and I just paid it along with almost 8k worth of credit off.  I guess they wanted me to keep a big balance to charge more interest?

[Creditaddict]

Where they BT Checks or Cash Advance Rate checks?

[gdale6]

Another reason I have no relationship with Barclay, if they told me that their cards would be put where the sun doesnt shine, permanently. Taking a cash advance is not irresponsible and if they are going to send me the damn check they better not have any ideas of using it against me for any reason.... Find another bank to do business with.

[navigatethis12]

They send them to me all of the time with a 1% fee, so odd that they held that against you. I've given up asking for increases from them. I always get a system generated increase(even with their card maxed out), but I've never been able to get an increase by request.

[Creditaddict]

They are odd and I don't usually like what the analyst do and do not like on the credit, it just doesn't always make sense.

[2FixMyCredit]

It was definitely a balance transfer check.  He was quite unfriendly, I think I'l stick with loving my BOA card and their generous increases and just wait til Barclay wants to show love themselves  

[abundancejones]

I would honestly file a complaint for that. 

[enharu]

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@2FixMyCredit wrote:

It was definitely a balance transfer check.  He was quite unfriendly, I think I'l stick with loving my BOA card and their generous increases and just wait til Barclay wants to show love themselves  

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have you tried escalating the issue? This is certainly weird. Barclays is one of those banks that actually prefer people to do BTs and leave a balance!

[B335is]

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@enharu wrote:

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@2FixMyCredit wrote:

It was definitely a balance transfer check.  He was quite unfriendly, I think I'l stick with loving my BOA card and their generous increases and just wait til Barclay wants to show love themselves  

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have you tried escalating the issue? This is certainly weird. Barclays is one of those banks that actually prefer people to do BTs and leave a balance!

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+1 on that. They used to send me BT checks monthly when I had their rewards card. Stupid thing for a CSR to say.

[SunriseEarth]

Barclay seems to be a strange animal.   Maybe I'd be willing to put up with them for a Sallie Mae down the road, but I've decided not to seek them out in my rebuild.