Barclay on my hate list agian

[SecretAzure]

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@Anonymous wrote:

Maybe I shouldn't have pulled the trigger then...  The opinions on Barclays seem very polarizing, not quite as bad as Cap1 lol.

Oz

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As someone with Cap1, Synchrony, and Barclay cards. Barclay is far and beyond the best customer service experience I have had (excluding Amex because Amex is love, Amex is life).

[Anonymous]

See that's what I mean, some people LOVE LOVE Barclays, and then you'll see posts like CA's who isn't happy with them.  And yes AMEX is my BFFL

Oz

[Creditaddict]

Customer service and your experience will depend if you start as a subprime cardholder or a prime cardholder!
I started subprime, just hard to move out of that unless you dedicate much of your rebuilding to them instead of spread it all around and open a ton of accounts like me because then despite my score they just see new accounts.
Discover is like this.

[DaveInAZ]

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@Creditaddict wrote:

Called last week about lower APR (24.99) currently

Was told to call back today as the system would be reviewing my account again.

Called today, No APR Reduction, No PC, No CLI without HP.

Took 22 minutes!

It does not have an AF so I am trying to just put the card back in the drawer and leave it and forget but really want to close it!

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No!!!!!!!!!!!! Then you'd have to change your siggie to "66 Cards and Declining".

CCs almost never lower APRs. I opened their Rewards MC in 4/12, CL of $2500, APR 22.9%. CL is now $5700, APR still 22.9%. I don't care, I use the card for reward points, not to carry a balance.

[creditFiend]

I used to feel Barclays hated me. I app'd for the Rewards Feb.2014 - $1500 SL reconned to $2K ( highest other limit showing at that time). 24% APR, no auto CLI
App'd SM Dec.2014, SL - $5K, closed Rewards moved $2K to SM
Mar.2015, app'd Arrival, SL $10K
Both 18.99% APR - not good, but better. Lots of new accts, but I use the SM frequently. Now I will shift spending to Arrival.
I think in time, makes Barclays become more generous. Although, I don't prefer any one lender over the other. They're all capable of doing ONE thing to set us off at any point in time.😐

[Themanwhocan]

I called Barclays yesterday. They lowered the APR on my Sallie Mae Platinum 4% from 20.99% down to 16.99%

[Anonymous]

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@Themanwhocan wrote:

I called Barclays yesterday. They lowered the APR on my Sallie Mae Platinum 4% from 20.99% down to 16.99%

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How old is the card?

[taxi818]

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@Anonymous wrote:

Maybe I shouldn't have pulled the trigger then...  The opinions on Barclays seem very polarizing, not quite as bad as Cap1 lol.

Oz

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It's not all bad. I got 22.99 apr. Lol

[Anonymous]

Wonder if I should poke the barclay's bear with a little Ring app....

TU is clean again.

[CreditCuriosity]

Barclay's does have some of the higher APR%'s of the more "Prime" lenders, that is for sure..  Most are in the 20-24% range