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Barclay's ring mastercard credit line decrease.

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firefox100
Valued Contributor

Re: Barclay's ring mastercard credit line decrease.

I am sorry for my spelling and some times hitting a twice. Again what I was saying is that at Barclay's I was able to speak some one and get my issue taking care of, In know way would I open any more cards with Barclay's. I open 2 cards with Barclay's and they screwedup Uber visa card and the Ring Mastercard, but again I like to speak to live person even if I can't change or get what I want.

Message 11 of 13
Gregory1776
Valued Contributor

Re: Barclay's ring mastercard credit line decrease.


@firefox100 wrote:

I am not a big supporter of Barclay's what I was saing is that I like barclay's over Capital one because I was able to speak to somean resolve the issue in my favor, I may have same problem in year or so because I am not going to put lot of spend on the Ring Mastercard, I like banks like US bank and Wells fargo. I don't like banks where you can't speak to any one about your limits, another bank that comes to mind is Citi it is all Ai driven.


Citi is ridiculously AI Oriented- which I absolutely wouldn't mind if it was done PROPERLY. It's done quite 💩 Use AI if you can make it run well. 

AMEX 30k & EveryDay 11.5K
Discover 27K
Wells Fargo 23k
Chase Amazon 23.5k
US Bank Cash+ 20K
Cash+#2 14.4K
Citi Simplicity 13.6K
Loan 8K -> 3.2k
Message 12 of 13
Zoostation1
Valued Contributor

Re: Barclay's ring mastercard credit line decrease.

I can see where you're coming from with Capital One, but I can't go too hard on them right now while their algorithms view me favorable.  Since starting my rebuild they've been the most generous lender I have cards with (4 cards with them including my 2 highest limit cards and over 80% of my TCL), and their website is very good. 

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
Dec 2024 FICO 8:
Dec 2024 FICO 9:
Message 13 of 13
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