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Barclaycard Approved - TU / Question on CLI

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Anonymous
Not applicable

Re: Barclaycard Approved - TU / Question on CLI

I hate talking to them they always act if i am asking for 100000000 bucks so no fax number?? Smiley Sad(

Message 11 of 25
Iincognito
Regular Contributor

Re: Barclaycard Approved - TU / Question on CLI

The account manager I spoke to was pleasant and understanding... He asked me for my income, what CL I was looking for and if it was for a purchase of a new Apple computer. I explained how I was going to use the card, he put me on hold for no more than a minute and came back with an approval.

Message 12 of 25
Anonymous
Not applicable

Re: Barclaycard Approved - TU / Question on CLI

Well in my case i sent the letter earlier today simply because the reason for Denial was too many INQs and Recent TL open.....they were fradulent done so and finally got the issuers to send me letters with intent to delete from all credit reporting agencies so i figured they wouldnt believe me unless i sent them proof which i did crossing my fingers now that card is so me!!!

Message 13 of 25
score_building
Senior Contributor

Re: Barclaycard Approved - TU / Question on CLI


@ewingerter wrote:

score_building, is there a better Barclays card you would recommed that would give a higher limit?

 

Thanks


Hi ewingerter- some examples would be the haacard, B&N, the travel rewards cards, LL Bean, Priceline...

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 14 of 25
Anonymous
Not applicable

Re: Barclaycard Approved - TU / Question on CLI

Whats the easiest to get? As i know they are sensitive to INQs and the fraud ones on my report have yet to drop probably wont for 2 weeks.....I want the Gconomy Card but was denied for that reason should i apply for a different Barclays card thats easier to get and then ask for product change?? Sorry ive been obessing over this card!

Message 15 of 25
Anonymous
Not applicable

Re: Barclaycard Approved - TU / Question on CLI


@Anonymous wrote:

Whats the easiest to get? As i know they are sensitive to INQs and the fraud ones on my report have yet to drop probably wont for 2 weeks.....I want the Gconomy Card but was denied for that reason should i apply for a different Barclays card thats easier to get and then ask for product change?? Sorry ive been obessing over this card!


How would you feel about waiting for a few weeks for those inquiries to drop off before apping?

Message 16 of 25
score_building
Senior Contributor

Re: Barclaycard Approved - TU / Question on CLI


@Anonymous wrote:

Whats the easiest to get? As i know they are sensitive to INQs and the fraud ones on my report have yet to drop probably wont for 2 weeks.....I want the Gconomy Card but was denied for that reason should i apply for a different Barclays card thats easier to get and then ask for product change?? Sorry ive been obessing over this card!


First see what happens with your recon request, if you get in on recon you can see about PC. 

If not, I'd cool my jets on Barclays apps for a while and let reports age and improve for a few months.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 17 of 25
Anonymous
Not applicable

Re: Barclaycard Approved - TU / Question on CLI

This was the denial letter i just recieved in the mail (i had checked online and all it said was they couldnt grant gredit) tell me what you think should i rush to the phone and call?

Low available credit on existing credit card(s)-???? 4 AMEX CARDS THAT EQUAL 30K

Insufficient credit history-Oldest account still open from 1997 Newest account in JAN

Recently opened account-FRAUD which is what i had BOFA, DCFS, NORDSTROM, AND HSBC to remove have verification letters showing they were ID theft

 

Any chance now?

 

Message 18 of 25
ngerasimatos
Valued Contributor

Re: Barclaycard Approved - TU / Question on CLI

Call for a recon. Instead, you wanted to fax. A fax cannot offer an explenation if they have further questions. Call.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 19 of 25
Anonymous
Not applicable

Re: Barclaycard Approved - TU / Question on CLI

I already sent the massive package of supporting documenation and a goodwill letter stating how this particular no BS card is something that I have strong convections for as I have given money to Recyclebank in the past to support there suberb cause.....with the call there still going to want to see documentation currently there are 11 INQ on TU...7 ACCOUNTs just checked score watch thank god it says STOLEN CARDS now....Should i just give up and pray iin a crap shot that the recon dossier works?

Message 20 of 25
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