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Barclaycard Cash forward print error?

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sarge12
Senior Contributor

Barclaycard Cash forward print error?

I recieved a notice in the mail from Barclaycard saying that due to a printing error certain information including the APR was not issued with my card...since I always PIF, I never noticed. It further stated that any interest paid, any late fees, etc would be returned as a statement credit. That is very funny, because I took them for 200+ in SUB and rewards. I actually thought when I saw the envelope it would be to close due to lack of use. I had not used it since July. Has anyone else recieved this strange notice? The account was opened in Feb 2016...so it took them a year to realize that mistake? And if I'm the only one that they made that mistake on, how the heck did they catch this. I've been looking here to see if anyone else posted about the same error...nothing. If anyone else recieved this letter please chime in.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 1 of 7
6 REPLIES 6
ohreally7654
Established Contributor

Re: Barclaycard Cash forward print error?


@sarge12 wrote:

I recieved a notice in the mail from Barclaycard saying that due to a printing error certain information including the APR was not issued with my card...since I always PIF, I never noticed. It further stated that any interest paid, any late fees, etc would be returned as a statement credit. That is very funny, because I took them for 200+ in SUB and rewards. I actually thought when I saw the envelope it would be to close due to lack of use. I had not used it since July. Has anyone else recieved this strange notice? The account was opened in Feb 2016...so it took them a year to realize that mistake? And if I'm the only one that they made that mistake on, how the heck did they catch this. I've been looking here to see if anyone else posted about the same error...nothing. If anyone else recieved this letter please chime in.


I received the very same notice last evening! I opened my Cashforward in April 2016--I use my card monthly, but always PIF. I'll be very curious to see if anything shows up as a credit next month!

Started rebuilding 8/2015. Current Fico 8 Scores 9/17: TU FICO: 698 (from 646 3/15/16) | EX FICO: 689 (from 617 3/15/16) | EQ FICO: 670 (from 614 3/15/16). Discover Miles: $10K | Amex PRG | Amex BCE $2K | Amex SPG $2K | Citi Aadvantage $7K | JetBlue Plus MC $3.9K | Walmart MC $3.5K | Marvel MC $5K | NFCU CashRewards $15K | CareCredit $12K | PenFed Amex $9K | USAA Limitless Visa Sig $6K | NFCU goRewards $20K | NFCU Amex $10.4K | NavCheck $13.5K | Blispay $4K | QS $9.5K | Pier 1 $21.1K | RH $20.7K | JCrew $16.8K | Wayfair $4.9K | Pottery Barn $19.5K | Discover IT $4.1K | Nord. Visa Sig $22K | USAA Visa Plat $2.5K | Neiman Marcus $6.4k | Amex Delta Reserve $1k | Saks $15K | VS $2.2K | Target $1K | Macy's $25K | Bloomies Amex $25K| West Elm $12.4K | PP Credit (Comenity) $4.4K
Message 2 of 7
sarge12
Senior Contributor

Re: Barclaycard Cash forward print error?


@ohreally7654 wrote:

@sarge12 wrote:

I recieved a notice in the mail from Barclaycard saying that due to a printing error certain information including the APR was not issued with my card...since I always PIF, I never noticed. It further stated that any interest paid, any late fees, etc would be returned as a statement credit. That is very funny, because I took them for 200+ in SUB and rewards. I actually thought when I saw the envelope it would be to close due to lack of use. I had not used it since July. Has anyone else recieved this strange notice? The account was opened in Feb 2016...so it took them a year to realize that mistake? And if I'm the only one that they made that mistake on, how the heck did they catch this. I've been looking here to see if anyone else posted about the same error...nothing. If anyone else recieved this letter please chime in.


I received the very same notice last evening! I opened my Cashforward in April 2016--I use my card monthly, but always PIF. I'll be very curious to see if anything shows up as a credit next month!


Thank you for posting, I was beginning to think I was the only one who recieved it.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 3 of 7
northface28
Established Contributor

Re: Barclaycard Cash forward print error?

I received one too, I PIF so I don't pay attention to APRs although I probably should.
BK Discharged 9/11

Cap1 Quiksilver Visa Signature $41k| Discover IT $24k| Barclays Uber VISA $16.2k|BOA Cash Rewards $8.4k| BOA BBR $6k|AMEX Cash Magnet $12.8k|AMEX BCP $16.6k|Huntington Voice $5.5k|Citi Double Cash $5.7k| US Bank Cash+ $6.5k
Message 4 of 7
sarge12
Senior Contributor

Re: Barclaycard Cash forward print error?

I do also...do not even normally know the interest...I go for the highest bonuses + rewards...PIF first month, every month, so all cards are 0% interest.

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 5 of 7
Anonymous
Not applicable

Re: Barclaycard Cash forward print error?

I received the same notice yesterday. I opened my card in Jan 2016. It did take them a very long time to find the problem. When I applied for the card last year it said it was 0% for one year.  Around April 2016 I noticed a small interest charge on my account so I called them and they swore up and down that there was no such offer at the time and even escalated cases on it for it to be researched.  They ended up refunding my interest charge but didn't give me the interest free period.  I never really used the card much so I figured oh well and then just paid in full going forward.  Low and behold in July 2016 they found out that I was supposed to have received the interest free for one year on purchases and BT's so they applied it to my account from July 2016 through July 2017.  

Message 6 of 7
sarge12
Senior Contributor

Re: Barclaycard Cash forward print error?


@Anonymous wrote:

I received the same notice yesterday. I opened my card in Jan 2016. It did take them a very long time to find the problem. When I applied for the card last year it said it was 0% for one year.  Around April 2016 I noticed a small interest charge on my account so I called them and they swore up and down that there was no such offer at the time and even escalated cases on it for it to be researched.  They ended up refunding my interest charge but didn't give me the interest free period.  I never really used the card much so I figured oh well and then just paid in full going forward.  Low and behold in July 2016 they found out that I was supposed to have received the interest free for one year on purchases and BT's so they applied it to my account from July 2016 through July 2017.  


Well I never even noticed I had not recieved the terms...now if they had not given me the 200 dollar SUB...that, I would have noticed. I am a strict transactor, so they will not have anything to refund to me. Credit card interest does not interest me...PIF and it is always 0%.Smiley Happy

TU fico08=824 06/16/24
EX fico08=815 06/16/24
EQ fico09=809 06/16/24
EX fico09=799 06/16/24
EQ fico bankcard08=838 06/16/24
TU Fico Bankcard 08=847 06/16/24
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 7 of 7
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