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Barclaycard question

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Harvey26
Valued Contributor

Barclaycard question

Does anyone know if I can pc from rewards to arrival plus ??

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 1 of 7
6 REPLIES 6
JcT21
Frequent Contributor

Re: Barclaycard question

dont know about the plus, but i was able to change my rewards to the arrival.   i didnt bother with the plus version because of the annual fee.  but the product change was simple and easy. no problems.    i was told i couldnt product change again for 6 months.

 

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 2 of 7
Harvey26
Valued Contributor

Re: Barclaycard question

was it a hard pull or soft and how did you do it cause i would like to do that ?

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 3 of 7
JcT21
Frequent Contributor

Re: Barclaycard question

i called the number on back of the rewards card, asked to speak with credit specialist about a product change.  when the specialist got on the phone  i asked if i could change to the arrival, i was placed on a short hold while they checked my account....  and they said ok, no problem.  i asked if i qualified for a soft pull CLI and was told that my account was due a sp and was increased from 2k on my rewards card  to 3.3k on the new arrival.  they were very friendly and pleasant to deal with.   the whole process took less than 5 minutes and i had my new arrival card the next day by fedex.

 

just make sure your account is in good standing and no lates with them and you should be good to go. 

 

hope it works out.... post and let me know :-)

fico scores - August 2024:
TU - 733| EX - 737 | EQ - 730 |
TCL - 174K - UTIL - less than 1%
Message 4 of 7
Anonymous
Not applicable

Re: Barclaycard question


@Harvey26 wrote:

Does anyone know if I can pc from rewards to arrival plus ??


Yes, you can do it ... but check your score first. Good standing matters in these cases. however, if you have a giood standing, pc will not be a problem even on arrival and you may get it the next day itself.

Message 5 of 7
ddemari
Super Contributor

Re: Barclaycard question

Barclays definitely does pc's easier than other lenders, but like other poster said you have to make sure you credit score is pretty good and your history with barclays is great. they definitely value the relationship and if your credit score along with having the card for some time, they usually approve the request.

 

How long have you had the card? 

Message 6 of 7
Harvey26
Valued Contributor

Re: Barclaycard question

ok well i will build a relationship with them i just recently got approved last week so i wasnt sure if i could do it right away.

Amex ED: 8K, Macys Amex: 4K , BOA Premium Rewards: 60K , Best Buy Visa: 7K , VACU Mastercard: 11.5K Discover: 25K, Amex Delta Reserve 15k, Apple Card:3.5K, Saks WEMC 16.2K, PNC Cash Unlimited: 20K
Message 7 of 7
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