Barclays CLI question

Anonymous · ‎06-15-2015

OK, with a new Barclays account, should I request a CLI, or should I wait for the Auto CLI? I've got three statements so far.

Anonymous · ‎06-15-2015

i would wait and if you dont get it . then request it.... thats what i did

itguy_65 · ‎06-15-2015

Would suggest you wait at least 6 statements, then call up and ask if there is a possibility of a APR decrease. They will transfer you to a specialist. Once speaking to the specialist, also ask if a SP (soft credit pull) CLI is available. I would then call every 2 months after that, and ask the same thing each time.

EQ (3/24/17): 820 TU (3/24/17): 799 EX (3/24/17): 806

bk510 · ‎06-15-2015

@Anonymous wrote:
OK, with a new Barclays account, should I request a CLI, or should I wait for the Auto CLI? I've got three statements so far.

I would def wait......there SHOULD be an auto cli at or little after 6 first 6 months.

I was approved for 1500 Barclay Reward card on 11/2013

On 6/2014, received 900 cli, bringing my total to 2400

On 12/2014, received another 400, which brought me to 2800

then last week, received 1500 cli....total of 4300 limit ( not bad for someone whgo filed for BK 7 on 6/2012)

so far this is my highest card.

so yeah i would def wait for auto cli.

/

photo nfcu goReward card_zpsixhh1qcp.jpg

photo sdfcu platinum card_zpspilihdiv.png

photo penfed reward cash_zpsyckxjc7y.png

photo marvel-credit-card_zpsfkvc3ux5.png

Burned AECitiChase

bk510 · ‎06-15-2015

@Anonymous wrote:
i would wait and if you dont get it . then request it.... thats what i did

dont forget that its a hard pull, IF you request it......

/

Burned AECitiChase

TRC_WA · ‎06-15-2015

Definitely wait.

If you request it's a HP.

I got a SP auto CLI on my now closed Apple card at statement 6.

My Sallie Mae statement 6 cuts in 2 days... Will post back.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24

Scupra · ‎06-15-2015

Auto luv at 6 months and 12 months on my Arrival+ Wait it out first

dwz55 · ‎06-15-2015

@Scupra wrote:
Auto luv at 6 months and 12 months on my Arrival+ Wait it out first

yep same here

TU 780 April 2014
EQ 797 May 2014
EX 786 May 2014

Anonymous · ‎06-17-2015

Thanks everyone. I'll wait till the 6th statement and see what happens.

CreditJim · ‎06-17-2015

@itguy_65 wrote:
Would suggest you wait at least 6 statements, then call up and ask if there is a possibility of a APR decrease. They will transfer you to a specialist. Once speaking to the specialist, also ask if a SP (soft credit pull) CLI is available. I would then call every 2 months after that, and ask the same thing each time.

I just called, got someone in Maine, asked for an APR decrease, he didn't transfer my call and just told me there were no offers. APR is at 24.99%.