Barclays MC Rewards

[JK21]

Got approved for a $500 credit limit..... Are they good with credit increases? what should I expect? thanks

[texasman07]

I got approved yesterday for the same card and CL.

DOES ANYONE KNOW WHAT CB THEY SOFT EVERY MONTH?  IS IT TU, EQ OR EX OR ALL 3?

THANKS,

[CBTS]

I've seen a lot of posters getting auto-CLIs after 6 months. I've yet to see one for myself, after carrying a balance for 6 months, and heavy usage + PIF after that, still no sign of an auto-CLI for me. As far as requesting a CLI, I'm sure others will chime in too, but you should be good after using it + PIF for 6-12 months and then requesting it.

[staifokuzed]

They do auto increase usually after 6 statements. But that is only if u behave to their standards. They soft TU. But if you are borderline like i was they will soft EX as well. Search here for Barclay AA. It will give u something to read for the next 6-12 months of no new inquires/accounts. They don't like new accounts or inquiries. Congrats and good luck

[LS2982]

---

@JK21 wrote:

Got approved for a $500 credit limit..... Are they good with credit increases? what should I expect? thanks

---

You should lay low from apping for any new credit for the 1st 6 months. Use the card heavy and PIF. Every 6 months they do a manual review of your file and if your looking good they do auto luv. Any customer initiated CLI requests are HP's.

[texasman07]

Looks like we are all getting some luv from Barclays!!!

[LS2982]

---

@texasman07 wrote:
Looks like we are all getting some luv from Barclays!!!

---

Not me 

Maybe some AA 

[myjourney]

We recently asked the same questions of the forum

The pattern we noticed was

Barclay likes to see balances the first 1-6 months

They love people who use BT's

Not alot of new apps the first 6 months

The forum responded nicely to break the myths if you want to read

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693#M64...

[LS2982]

---

@myjourney wrote:

We recently asked the same questions of the forum

The pattern we noticed was

Barclay likes to see balances the first 1-6 months

They love people who use BT's

Not alot of new apps the first 6 months

The forum responded nicely to break the myths if you want to read

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693#M64...

---

They must luv me!!!! 

[myjourney]

---

@LS2982 wrote:

---

@myjourney wrote:

We recently asked the same questions of the forum

The pattern we noticed was

Barclay likes to see balances the first 1-6 months

They love people who use BT's

Not alot of new apps the first 6 months

The forum responded nicely to break the myths if you want to read

http://ficoforums.myfico.com/t5/Credit-Cards/Barclay-CC-let-s-put-our-heads-together/m-p/2297693#M64...

---

They must luv me!!!! 

---

ROFLMAO

They just waiting to drop a big CLI on you and make you the new Discover spokes person