Barclays apple visa. Auto cli and product change

[Mnmailman]

I got this card in November of 11. It just auto cli to 2500 from 1300. Can I either A: call for another cli now Or B: call for a product change to the ring or C: sit tight and do nothing I hardly use this card maybe used it for a total of 500-750 in the six months but I do pif each month. Fico score is 697 on here Thanks

[Anonymous]

I actually just sent a secured message to them last night, a product change is not possible with an apple card unfortunately...

[bichonmom]

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@Mnmailman wrote:
I got this card in November of 11. It just auto cli to 2500 from 1300. Can I either A: call for another cli now Or B: call for a product change to the ring or C: sit tight and do nothing I hardly use this card maybe used it for a total of 500-750 in the six months but I do pif each month. Fico score is 697 on here Thanks

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Barclay's doesn't PC. You may get lucky if you get to the right dept. and threaten to close your acct., but I've only read one or two successful PCs here. You're lucky enough to get an auto CLI (which I was hoping for, but hasn't happened). I don't think you'll get another one. If you did, it would be a HP and it would be reviewed by a CSR. You'd probably need to convince them why you need it and answer questions. No way to know if you'd be approved, but I kind of think they already gave you what they are willing to. Could be wrong. Only way to know for sure is to take the HP.

[Anonymous]

I just got off the phone with them about the same thing, actually. I wanted to switch to the US Airways card.. No product changes allowed.  the only thing I get from the barclay's card is 0% financing on Apple stuff over $999 for 12 mos, or if it's under $999, %0 for 6 months.

Otherwise I got.. HP when I asked for a CLI, then 6 months later they did a CLD on me! Only two cards did a CLD after I got laid off and I had to short sale the house. (From layoff -> house sold was 2 months.) - Barclays slashed $700 off, and Lowes went from $3k to $1100. Those are the first two cards that are going in the sock drawer as punishment.

Of course, they said that I could apply for a second card. lol. yeah, ummm no. :-)

[EDIT: Since I'm a sucker, I did apply for the US Airways card. Denied. Going to recon on Monday. I should have known better!]

[iCoop]

I applied for the Barclay Apple Financing card and a few days later noticed the Ring. Tried to PC and was told no so they closed the Financing card and did a HP to open the Ring. Although I don't like having two HP's from Barclay on my TU report, I do like having a card with the same CL with a MUCH LOWER APR at 8% and lower fees. Also the online community and tracking of stats is a plus for the card.

[Mnmailman]

I would be open to the ring if I can keep my same date of account open.. 6 months is 6months....

My AAOA is pretty young, around 6yrs... So I would like to keep the 11/11 date instead of 5/12

Do you know how yours is going to work out?

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@iCoop wrote:

I applied for the Barclay Apple Financing card and a few days later noticed the Ring. Tried to PC and was told no so they closed the Financing card and did a HP to open the Ring. Although I don't like having two HP's from Barclay on my TU report, I do like having a card with the same CL with a MUCH LOWER APR at 8% and lower fees. Also the online community and tracking of stats is a plus for the card.

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[Mnmailman]

Does any one know if you would start over with the "open" date oin the new card?

[Anonymous]

As I mentioned, I tried to get them to do a product change. Having just been approved for a NFCU card, I thought Barclays would be easy to change. Negative, ghostrider..

I even tried a recon.. they harped on me about the short sale of the house last year. Told me that I have to have a *year* since that has passed before they'll consider another application. This is after I just paid my Barclays Apple visa card to $0.

So in the sock drawer it will go, and I'm not going to bother with them again. At least not for quite a while. Barclays has been the most frustrating to deal with so far.

[john398]

I thought I heard of people pc Apple visa to Itunes rewards but maybe not