Barclays auto CLI question

[red259]

Does barclays do an auto CLI on their Arrival+ card? I have 0% apr at the moment so I am just carrying a balance of about 50% the credit line and I tend to pay it down each month to offset new charges and keep it around that 50% mark. Should I run my balance up more and pay down? Is it a lost cause with barclays and I should not bother hoping for one? I can PIF but I really don't want to since I only have two cards with 0% apr this and my amex everyday and I don't want to carry a large amount on my amex even with 0% apr. 

[kdm31091]

To me it sounds like you're doing it right although no one can tell you whether you'll get an auto CLI.

[SouthJamaica]

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@red259 wrote:

Does barclays do an auto CLI on their Arrival+ card? I have 0% apr at the moment so I am just carrying a balance of about 50% the credit line and I tend to pay it down each month to offset new charges and keep it around that 50% mark. Should I run my balance up more and pay down? Is it a lost cause with barclays and I should not bother hoping for one? I can PIF but I really don't want to since I only have two cards with 0% apr this and my amex everyday and I don't want to carry a large amount on my amex even with 0% apr. 

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My Barclays experience has been that they review you at 6 mos. for possible auto CLI, but I don't have Arrival card.

[red259]

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@kdm31091 wrote:
To me it sounds like you're doing it right although no one can tell you whether you'll get an auto CLI.

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I agree we don't know if it will happen for me, but has barclays been known to do so in the past I guess in the real question. I know some lenders are much less likely to do auto cli, but wasn't sure how barclays was since this is my only card with them and I picked it up about six and a half months ago. 

[red259]

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@SouthJamaica wrote:

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@red259 wrote:

Does barclays do an auto CLI on their Arrival+ card? I have 0% apr at the moment so I am just carrying a balance of about 50% the credit line and I tend to pay it down each month to offset new charges and keep it around that 50% mark. Should I run my balance up more and pay down? Is it a lost cause with barclays and I should not bother hoping for one? I can PIF but I really don't want to since I only have two cards with 0% apr this and my amex everyday and I don't want to carry a large amount on my amex even with 0% apr. 

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My Barclays experience has been that they review you at 6 mos. for possible auto CLI, but I don't have Arrival card.

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Hmm so maybe they are reviewing me this month then. Today is actually a statement close date for me. 

[Anonymous]

try wait for auto CLI, I never had any luck with my arrival for auto cli.

But if you can't wait, you can try doing what i did yesterday, got myself bit of cli without hp

[red259]

I didn't know about the sp cli option or maybe I knew and forgot since I was waiting six months.

[Anonymous]

Is the 0% APR because you did a balance transfer? Or it's from purchases, and you got a special deal?

My Arrival is at 18.99%. I'm pretty sure I don't have an intro 0% period. I PIF, though.

[red259]

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@Anonymous wrote:

Is the 0% APR because you did a balance transfer? Or it's from purchases, and you got a special deal?

My Arrival is at 18.99%. I'm pretty sure I don't have an intro 0% period. I PIF, though.

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0% apr is from my signup offer.

[Anonymous]

Was that a targeted offer? Or it was the standard one when you applied?

I got mine in early May 2015, with the public offer, with no 0% period for purchases or BT.

The current terms on the Barclaycard website show no 0% intro period on purchases for Arrival or Arrival+. Maybe the links I'm seeing are out of date. The APRs seem to be higher, so maybe the 0% part has changed, too.