Barclays

[Warrior2000]

Yes I do. Im 2 months fresh off building a home and getting approved for an FHA loan. I also just bought an Infiniti SUV with no problem anout 4 months ago.

Just weary of wasting a HP because of the denial from Rooms To Go

[Anonymous]

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@Warrior2000 wrote:
My only two cards are Cap 1 secured that I've been having for many years (reason I dont want to close) and Cap 1 Quicksilver (4800 CL)

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If that's the case, I believe you have a good chance with Barclay; however, I'm not familiar with their view on BKs, but your's is pretty old. Hopefully someone familiar with Barclay and BKs will chime in.

[Warrior2000]

I just applied and got the 7-10 day descision thing. I'll call tomorrow see if they will reconsider.

[Anonymous]

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@Warrior2000 wrote:
I just applied and got the 7-10 day descision thing. I'll call tomorrow see if they will reconsider.

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Hopefully you'll be able to recon. Let us know how it goes. Good luck!

[Anonymous]

You could ue a site like https://www.creditcards.com/cardmatch/?action=clear_results to see what you match. Why Barclays?

[Anonymous]

When I got approved in April this year:

Chapter 7- 2011

Several paid collections

Did have 5 good standing credit card lines and on my 3rd auto loan. The oldest card is from August of 2014-First Premier.

Verve,First Premier,First Savings,Open Sky,Cap Quicksilver.

Credit scores I believe were 570-595. Now they are 644-648.

Got approved for $500 instantly.

[Warrior2000]

Just an update, called for a recon and spoke to a very nice lasy who approved me for 5k...awesome

[GoldSorata]

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@Warrior2000 wrote:
Just an update, called for a recon and spoke to a very nice lasy who approved me for 5k...awesome

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Nice job! One of the things I really like about Barclays is they are very willing to do recons. 

[Anonymous]

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@Warrior2000 wrote:
I just applied and got the 7-10 day descision thing. I'll call tomorrow see if they will reconsider.

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Does the 7-10 day decison typically mean a denial letter is coming? I aplied last weekend and received "We're in the process of reviewing the information you provided for your Extra Points MasterCard application. Please keep in mind it can take up to 10 business days to process your application..."   I'm wondering if I should call them.

[Anonymous]

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@Anonymous wrote:

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@Warrior2000 wrote:
I just applied and got the 7-10 day descision thing. I'll call tomorrow see if they will reconsider.

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Does the 7-10 day decison typically mean a denial letter is coming? I aplied last weekend and received "We're in the process of reviewing the information you provided for your Extra Points MasterCard application. Please keep in mind it can take up to 10 business days to process your application..."   I'm wondering if I should call them.

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It can go either way. I would give them a call.