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Barclays

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visorboy1974
Valued Contributor

Re: Barclays

 


@tntexans72 wrote:
There is no rule or policy that said you can't do more than one balance transfer right within a single month right?

I've done multiples before.  You should be fine, even with the initial transfer unpaid.

 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 11 of 18
visorboy1974
Valued Contributor

Re: Barclays

 


@kjm79 wrote:

I hit the "luv button" on my Juniper/Barclay Visa this morning, it asked me how much I wanted.  I put $1k.  Instantly approved.  From $2500 to $3500.  Should've asked for more.  lol.  The card had a zero balance and they hard inquiried TU. 


I didn't even know there was a luv button for Juni.  I guess I need to look around more! 

 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 12 of 18
kjm79
Valued Contributor

Re: Barclays


@visorboy1974 wrote:

 


I didn't even know there was a luv button for Juni.  I guess I need to look around more! 

 


I honestly didn't know either until today.  I overpaid my last payment and had a credit.  I went to their account services section to request a refund of the overpayment (or customer service section) and saw "Request Credit Line Increase" and bit the bullet.  I had never noticed it before so it may be new. 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 13 of 18
tntexans72
Valued Contributor

Re: Barclays

Thanks for the comments..........

 

That's pretty shocking that if you call into Barclays and ask for a CLI...it's a hard pull.

 

Might have to be patience and let Barclays do there thing....auto CLI.

Message 14 of 18
halos24
Frequent Contributor

Re: Barclays

I was approved for Itunes Visa last Sept! I do purchases off Itunes so thats what I use it for. They started with a 1k dollar limit, and have been happy with them. They have sent me offers for 0% intrest, as well as 0% off apple purchases recently. This last month to my surprise they did an auto cl and bumped me up to 2k!!!
MyFico 3B Scores: EQ: 3/22/16 (727), EX (710) TU (714)

Message 15 of 18
Anonymous
Not applicable

Re: Barclays

ahhh!  the magic six month auto CLI!  Smiley Tongue

Message 16 of 18
kjm79
Valued Contributor

Re: Barclays

Looks like patience will save an inquiry or two or three.  lol  Congrats.


@Anonymous wrote:

ahhh!  the magic six month auto CLI!  Smiley Tongue


 


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 17 of 18
kjm79
Valued Contributor

Re: Barclays

I subscribe to TrueCredit for monitoring service as I like the more reliable and timely alerts I get there.  And the free daily pulls is a plus.  Yesterday after hitting the luv button and getting my cli I received an alert an inquiry had been added to my TU Report.  It was Barclays.  Today I get an alert that an inquiry has been removed.  It was the inquiry from Barclays.  Weird.  But thank you!!  Smiley Happy


CH 7 Filed 7/27/15 Discharged 11/16/15
Starting Score: EQ 620 TU 568 EX 593
Current Score (07/13/16): EQ 674 TU 649 EX 674 (FICO's 08)
Cap1 QS ($5350) (Combined QS and QS1) Discover It ($4100) MilStar ($8,600) Fingerhut ($800)
Off to the garden 05/01/16
Message 18 of 18
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