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Became a USAA Partial Member

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injustifiiable
Valued Contributor

Became a USAA Partial Member

So I bit the bullet and joined today.

 

I don't see any pulls on my reports though...they usually pull EQ for the membership application right? Do USAA pulls show right away?

 

I hope it's worth it...I plunked some cash into one of their free checking accounts to get that relationship started...maybe they will throw me a bone one day...hahah.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 1 of 15
14 REPLIES 14
wreith
Frequent Contributor

Re: Became a USAA Partial Member

I don't think they pull for membership, the only hits I have for them are my cc apps of course it has been a while since joined them mid 2011 so any hits would still be there. Congrats on joining, I love them.


01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 2 of 15
john398
Senior Contributor

Re: Became a USAA Partial Member

Congrats, no you should not have any pulls on your credit for opening an account

Message 3 of 15
Anonymous
Not applicable

Re: Became a USAA Partial Member

I dont think they would HP being they are a bank and not a cu? I just found out I'm eligible for full membership so I'm wondering about the hp
Message 4 of 15
jsickz32
Valued Contributor

Re: Became a USAA Partial Member

i also signed up for their partial membership but didnt open or apply for anything and they did a HP on eq 2 days later.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 15
s_rob7488
Regular Contributor

Re: Became a USAA Partial Member

I became full member yesterday and I do not believe there was any pull of CR. and I got an offer for CC with 0% til 9/2013 in my offers right after I got off the phone with the rep. :-) haven't taken it but might.
Message 6 of 15
jsucool76
Super Contributor

Re: Became a USAA Partial Member

I opened a checking account with them just in the hopes that something would eventually pop in my "My Offers" section eventually. Do you need to be a full member to get pre-approvals and stuff in the "My Offers" or can partial members get them too? 

Message 7 of 15
injustifiiable
Valued Contributor

Re: Became a USAA Partial Member


@jsucool76 wrote:

I opened a checking account with them just in the hopes that something would eventually pop in my "My Offers" section eventually. Do you need to be a full member to get pre-approvals and stuff in the "My Offers" or can partial members get them too? 


That's what I'm wondering too...I guess time will tell. Will keep $25 in it just in case...lol.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 8 of 15
s_rob7488
Regular Contributor

Re: Became a USAA Partial Member

I believe you have to be a full member. Not 100% sure on that but before I had called in and gained full member my offer wasn't there.
Message 9 of 15
jsucool76
Super Contributor

Re: Became a USAA Partial Member


@s_rob7488 wrote:
I believe you have to be a full member. Not 100% sure on that but before I had called in and gained full member my offer wasn't there.

that would suck. My dad was in the army like..40 years ago, he's not a member though, dont even know if hes elligible. 

Message 10 of 15
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