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After 6 yrs of gardening after facing a home foreclosure in 2006 and a resulting $23,000 federal tax lien filed against it in 2009, I decided to try and test the waters..
It all started in Nov of 2012 when I was approved for a $12,800 car loan thru Hyundai.. Then I thought I would give Walmart / GE a try back in Nov 2012 and was approved for a $600.00 CL....
I then just went on another app spree this week and was approved for..
2/09/13 CHASE - $2,500.00
2/11/13 Amazon - $1,700.00
2/12/13 Discover - $5,000.00
2/12/13 BJs Visa - $1,800.00
2/12/13 Amex - won't know the CL until the card arrives this week..
I also thought I would give a call to my existing CC account holders to see if I could get a CL increase... To my surprise...
2/12/13 Citibank - $2,200.00 up to a new limit of $9,880.00
2/12/13 And my Credit Union Card where I have a 6k CL, I requested a bump of 4k... Request Pending Some Time Today...
There's hope ya'll even after the most horrible credit disasters...
@RSCo wrote:After 6 yrs of gardening after facing a home foreclosure in 2006 and a resulting $23,000 federal tax lien filed against it in 2009, I decided to try and test the waters..
It all started in Nov of 2012 when I was approved for a $12,800 car loan thru Hyundai.. Then I thought I would give Walmart / GE a try back in Nov 2012 and was approved for a $600.00 CL....
I then just went on another app spree this week and was approved for..
2/09/13 CHASE - $2,500.00
2/11/13 Amazon - $1,700.00
2/12/13 Discover - $5,000.00
2/12/13 BJs Visa - $1,800.00
2/12/13 Amex - won't know the CL until the card arrives this week..
I also thought I would give a call to my existing CC account holders to see if I could get a CL increase... To my surprise...
2/12/13 Citibank - $2,200.00 up to a new limit of $9,880.00
2/12/13 And my Credit Union Card where I have a 6k CL, I requested a bump of 4k... Request Pending Some Time Today...
There's hope ya'll even after the most horrible credit disasters...
Congrats on your credit success.
Good for you. ![]()
Hard work pays off.
Awesome progress!! Congrats!! ![]()
Thanks alot.. ![]()
You said this in your other two (identical) posts.
@colindidit wrote:
Can't you call to find out your limit for Amex? Congrats!
Amex doesn't have any automated system to tell you so I thought I would wait for the card to arrive.. I'm not expecting anything huge.. In 2005 I had the Amex platinum and when I lost my house, Amex closed it even though I had never ever been late with them and was a card member since 1997..
Nice haul! ![]()