There are several BT cards out there. The issue with trying to get an approval for a new card for the purposes of BT is that I think more often than not, an approval, if one is granted, is far too often it comes with a starting limit lower than what someone might need. Ideally, in your case you'd want an approval for $10k. Citi is well known to be stingy with SLs for first time card holders, as are others like Chase depending on your profile.
What's your utilization, individual, aggregate, etc... this might help get you some better suggestions on mainstream lenders and Credit Unions to look at etc... Hopefully, you have a backup plan if you don't get the approval you're counting on.
@urluckypenny1 wrote:I have a American Express card and 0% introductory rate is running out in November. Owe 5k, long story short work has been slow. I've put all cards away until this is payed to 0.
looking forward Balance transfer card so I can pay this off. Never done a balance transfer, I heard Citi Custom Cash Card was good?
i don't have a Chase card and Heard- they have a 5/24 rule so should I see if chase has one being I have 4 CC?any help would be appreciated!
IMHO the best balance transfer cards are credit union, non-rewards, platinum cards with no balance transfer fee.
There are cards out there that have $5 min BT fee or 3% whichever is higher but 5% BT fee is robbery. CU's are a good choice and usually don't have a BT fee.
