Best BofA Customized Cash Affinity Card?

[JustinVincent]

I'm looking at the BofA Susan G. Komen card to bypass the too-many, too-soon Customized Cash card rule, but I kind of hate the design. Have y'all heard of any others that aren't on this list?

[unsungivy]

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@JustinVincent wrote:

I'm looking at the BofA Susan G. Komen card to bypass the too-many, too-soon Customized Cash card rule, but I kind of hate the design. Have y'all heard of any others that aren't on this list?

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Just so you know we're not blowing you off... I think most of us around here (such as myself) stick to the basic red CCRs. I prefer the classic design over any of the "affinity" ones, it does look like the added a bunch of colleges however. 🤷‍♀️

I wasn't aware there was a too-many-too-soon rule, but I have spaced out my BofA cards 3 years anyways. More than 3 or 4 of them feels like overkill, since I only really want them for categories I don't get 5% in somewhere else (Online Shopping and Travel being their best catch-all categories, with Home Improvement being next since it includes contractors and repairs guys).

[coldfusion]

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@unsungivy wrote:

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I wasn't aware there was a too-many-too-soon rule

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I'm guessing they're referencing the old BoA 2/3/4 rule that IIRC they put that in place right around the time they killed off the Merrill+ card and which their 7/12 rule would align with.  The 7/12 rule applies to cards from all issuers, whereas the 2/3/4 rule is basically that you can get 2 BoA cards in a month  (7/12 rule would apply once you get that 1st approval even if you weren't previously a BoA client), 3 BoA cards in a 12 month rolling window,  4 BoA cards in 24 months.  Never heard before that affnity cards were exempted from that rule,  am not aware of any cards not on that list.

[swankytiger]

The rule is you can only get a new vanilla customized cash every 2 years. Affinity cards get around that rule.  So the only non alumni group(or teachers association) ones are the American Quarter Horse, Susan G Komen, and the National Educators association, I think those are the only ones you can apply for without being a teacher/alumni.

[unsungivy]

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@swankytiger wrote:

The rule is you can only get a new vanilla customized cash every 2 years. Affinity cards get around that rule.  So the only non alumni group(or teachers association) ones are the American Quarter Horse, Susan G Komen, and the National Educators association, I think those are the only ones you can apply for without being a teacher/alumni.

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Interesting! Good thing I space mine out 3 years anyways, lol!