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Highest Limit 0% Intro Purchase APR Cards?

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woppler
New Visitor

Highest Limit 0% Intro Purchase APR Cards?

Hello,

I plan on making a large $25k purchase soon. Is it realistic to get a combined $30k limit between 2-3 0% Intro Purchase APR (15+ months) cards? If so, which 15+ month 0% Intro Purchase APR should I apply for?

I recently was approved for a Happy Money loan for credit consolidation.


Current stats:

Fico Ex: 758
Fico Eq: 757
Fico TU: 765
$110k stated income
0% utilization
$22,000 limit of all cards
AoOA 7.5 years
AAoA 4.5 years
0 accounts opened with past 24 months (besides happy money)
7 credit cards
Highest limit is $8.5k

Message 1 of 3
2 REPLIES 2
NoMoreE46
Community Leader
Senior Contributor

Re: Highest Limit 0% Intro Purchase APR Cards?


@woppler wrote:

Hello,

I plan on making a large $25k purchase soon. Is it realistic to get a combined $30k limit between 2-3 0% Intro Purchase APR (15+ months) cards? If so, which 15+ month 0% Intro Purchase APR should I apply for?

I recently was approved for a Happy Money loan for credit consolidation.


Current stats:

Fico Ex: 758
Fico Eq: 757
Fico TU: 765
$110k stated income
0% utilization
$22,000 limit of all cards
AoOA 7.5 years
AAoA 4.5 years
0 accounts opened with past 24 months (besides happy money)
7 credit cards
Highest limit is $8.5k



Welcome to my Fico.

 

Your profile looks strong @woppler.


WF Reflect and Citi Simplicity are at 21 months.  
BoA BankAmericard is 18 months.

Citi is most sensitive to new accounts so this ought to be first. 

 

 

 

 

Message 2 of 3
CreditCuriosity
Moderator Emeritus

Re: Highest Limit 0% Intro Purchase APR Cards?

Can certainly get some approvals with 15%+ months whether they would be 30k worth is a stretch.  Usually the longer the Purchase APR% the lower the limits tend to be in my opinion.  30k is quite a bit of new credit on longer 0% APR cards especially considering your higest limit currently is 8.5k.  Citi IMHO would offer likely the lowest limit out of the gate.  Maybe some CU's offer longer 0% cards I am not sure asnd maybe others can answer but previous poster gave some named big banks and a few options.

Message 3 of 3
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