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Best Buy Citi Questions

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navyox
Regular Contributor

Re: Best Buy Citi Questions


@Anonymous wrote:

I sent a secured email and asked

"Hi,
With the new acquisition of the Best Buy cards, will you be
backdating the TL to when I first opened the account?"

 

Response:

"Yes, all account history and information was transferred to Citibank. Once your
first statement with Citi is processed the credit bureaus will receive updated
information and will show the account under Citi.

Please let us know if we can be of further assistance."


That's encouraging.   Hopefully they will stick to it on their own.



Starting Score: 676 CK 5/13. Current: 717 EX 6/15 -- Last App: 6/2014
Message 21 of 33
SuperKirby
Established Contributor

Re: Best Buy Citi Questions


@Anonymous wrote:

I sent a secured email and asked

"Hi,
With the new acquisition of the Best Buy cards, will you be
backdating the TL to when I first opened the account?"

 

Response:

"Yes, all account history and information was transferred to Citibank. Once your
first statement with Citi is processed the credit bureaus will receive updated
information and will show the account under Citi.

Please let us know if we can be of further assistance."


That's nice they responded to you. All I got was:

 

"We appreciate your business and have received your inquiry regarding your account. Our Secure Message Center enables you to e-mail your inquires rather than calling our Customer Service Center. We make every effort to handle these requests using this resource. However, in situations like these, we are required to speak with you directly. Please call us at 1-888-574-1301 between the hours of 9 am - 9 pm., ET Monday through Friday at your earliest convenience."

Message 22 of 33
Stiga9
Regular Contributor

Re: Best Buy Citi Questions

Were not getting new cards, right?

Message 23 of 33
k0csi
Valued Member

Re: Best Buy Citi Questions

Citi has been very nice to me so far, while it was a HP, they did increase me CL from $2500 to $7000 when I asked for CLI like 2 days after they moved my account over to Citi.  So, can't complain about that.  However, I am growing impatient with how long it's taking to post the account to my CR.  But, guess it'll happen when it happens.

9-11-13 FICO EQ: 726 - Current EQ FICO: 735 - Goal: 800

------$5900-----------$3800-----------$5500-----------$8000-----------$1100---------$13000----------$4000-----------$7000------
Goodyear Service - $2000, Ford Service $2000, Discovery Furniture $8000
Message 24 of 33
MYCherie
Regular Contributor

Re: Best Buy Citi Questions

Congrats!! I requested a CLI and was denied about 2 weeks ago.  CIti still has not reported on my CR.



Starting: 563 | Current: 646 | Goal: 750.
Garden 09/24/2013

Message 25 of 33
StartingOver10
Moderator Emerita

Re: Best Buy Citi Questions

Today I pulled my Credit Karma report to see if the tradeline was reporting yet.

So far all it shows is the Cap One account was 'closed' and the new Citi tradeline is not on my report yet. today is 10/24. Of course, I had a zero balance last month. Normally the report date is the 20th of the month for me.

 

I went to the BB account and it is still open and active, no lates, zero balance. I wonder if I should have had a balance report? Is anyone seeing that the citi line is now reporting?

Message 26 of 33
mxp114
Valued Contributor

Re: Best Buy Citi Questions

I can confirm that it does report the original opening date, even the original high balance was retained. It appears as BBY/CBNA and I won't know about possible score changes until tomorrow. SW is usually 24 hours behind for me.

Message 27 of 33
gamegrrl
Frequent Contributor

Re: Best Buy Citi Questions

I received new cards from Citi today.


EX myFICO 850 - EQ myFICO 850 - TU myFICO 850
Goal Score: 800+ across the board! *DONE!!!*
Message 28 of 33
StartingOver10
Moderator Emerita

Re: Best Buy Citi Questions

So I decided to call BB to see what was going on with reporting.

 

I got a nice gentleman in Tenn who seemed knowledgeable. This is what he told me:

 

The CSR's have been told that it will take 1 to 2 billing cycles for the tradeline to start reporting to your CR.  He mentioned that the reporting date is the date after the statement due date e.g. if your payment is due on the 14th of the month, the reporting date is the 15th.

 

He also said that Sept 2013 was not considered a full billing cycle since the accounts were acquired in mid cycle so expect to see the TL in Nov and not Oct.

Hopefully this info is accurate, he seemed to have a handle on it (at least what he was told).

Message 29 of 33
StartingOver10
Moderator Emerita

Re: Best Buy Citi Questions


@gamegrrl wrote:

I received new cards from Citi today.


Gamegrrl, was this a replacement of your old Best Buy card or did you apply for a new account recently?

Message 30 of 33
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