@Harvey26 wrote:Hey Fico Family,
As some of you may know my mother opened a Citi DC back in Feb. She recently got an email stating they were doing away with some of the travel perks that she frequently uses. She is currently purchasing her first home and is set to close on or before June 20th. With that being said she is looking to get rid of Citi and switch to another card. Her primary spending is gas groceries and wholesale clubs and also probably some heavy spending buying things for new home. Income: 100k, Score according to Loan Officer is 788. No current debt beside mortgage she will be taking on. Just throw some suggestions out there for us to look at. Does any one have any experience with State Department FCU or Langely FCU?
I have experience with Langley and it's been great.
Direct deposit into your checking account is usually available 2 days early, rates are excellent, customer service is excellent, website offers lots of functionality.
@OmarR wrote:OP,
Where does your mother live? Her demographic area might have some local banks/credit unions that offer decent cashback cards. For example, AZ residents can use their Vantage West Connect Rewards card to get 5% CB at wholesale clubs.
Also, for the guys that suggested Paypal 2% CB MC, you can take it a step further with a Paypal Business Debit Card and effectively make it a 3% non-category daily driver.
We live in VA
