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Best Sign Up Bonuses

tag
sccredit
Valued Contributor

Best Sign Up Bonuses

We are getting ready to do carpet in the upstiars of our house.  Cost is roughly $6k.  DW and I are looking for the most lucrative sign up bonus for the spend.  We are ok with higher spend - we have vacation coming up next month so we could definitely hit $8k-$10k.

 

Her scores are as follows:

TU 808

EQ 798

EX 812

 

Income: $150k-ish

 

Her current cards:

CSP $37,300

Chase Marriott $20,000

Barclays Arrivel+ $15,000

Citi Simplicity $8,000

 

I don't think shes eligible for the CSR bonus because she already has CSP.

 

Any ideas?

 

Thanks

Message 1 of 9
8 REPLIES 8
sdsoccerdad
Established Contributor

Re: Best Sign Up Bonuses

It depends if you want travel or cash back.  You mentioned she has the CSP.  Can you get the CSR?  How about going for the Amex Platinum if you are able to get the 100k bonus?

Personal Cards:


Business Cards:

Started my journey in the high 500's 10/1/2016
Current Fico: EQ:740 | TU:757 | EX:775
Message 2 of 9
wasCB14
Super Contributor

Re: Best Sign Up Bonuses

If you can use Avios, there's a BA promo on the Chase website:

 

Earn up to 100,000 bonus Avios
Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 25,000 bonus Avios after you spend $10,000 on purchases within your first year of account opening, plus a further 25,000 Bonus Avios after you spend $20,000 total on purchases within your first year from account opening.

 

Amex Platinum 100k would also be great.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 9
red259
Super Contributor

Re: Best Sign Up Bonuses


@sccredit wrote:

We are getting ready to do carpet in the upstiars of our house.  Cost is roughly $6k.  DW and I are looking for the most lucrative sign up bonus for the spend.  We are ok with higher spend - we have vacation coming up next month so we could definitely hit $8k-$10k.

 

Her scores are as follows:

TU 808

EQ 798

EX 812

 

Income: $150k-ish

 

Her current cards:

CSP $37,300

Chase Marriott $20,000

Barclays Arrivel+ $15,000

Citi Simplicity $8,000

 

I don't think shes eligible for the CSR bonus because she already has CSP.

 

Any ideas?

 

Thanks


There is no right answer for everybody to a question like this. It really depends on your goals. 100k points sounds great but those points are useless if you are not going to have any redemptions in mind. Things like where you are based, where you want to travel to (international or domestic), the class of service you want to travel in, hotels you have status with etc are all factors. 

;
Starting Score: EQ: 714, TU 684
Current Score: EQ: 725 7/30/13, TU 684 6/2013, Exp 828 5/2018, Last App 8/5/17
Goal Score: 800 (Achieved!) In garden until Sepetember 2019
Message 4 of 9
Shadowfactor
Valued Contributor

Re: Best Sign Up Bonuses

USB Altitude Reserve has the same SUB as chase. Worth 750




Total Revolving Limits $254,800

Message 5 of 9
wasCB14
Super Contributor

Re: Best Sign Up Bonuses


@Shadowfactor wrote:
USB Altitude Reserve has the same SUB as chase. Worth 750

That ignores transfer potential for URs.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 6 of 9
Shadowfactor
Valued Contributor

Re: Best Sign Up Bonuses

I suppose it you want to interpret it that way.

It has the same 50K points which is what I was getting at and had a value of 750. Travel transfer partners have such varying value.




Total Revolving Limits $254,800

Message 7 of 9
Anonymous
Not applicable

Re: Best Sign Up Bonuses

Since you're going to be spending about $8K, I'd look at maybe getting two cards. Which equals 2 SUBs at $3-4K each.

Though it seems you already have some of the cards with higher SUBs.

Message 8 of 9
Anonymous
Not applicable

Re: Best Sign Up Bonuses

What about Venture and BOA Premium awards? 50k miles=3k spend for both.

 

However, Venture can only used for travel while Premium Awards can be used for anything.

Message 9 of 9
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