@Skymogul wrote:
@taekwon wrote:Thanks for sharing. For a no annual fee card, these are Great rewards.
Agreed, but if it's possible you'll be carrying a balance, that 16.24% tier 1 APR is pretty meh (Venture tier 1 is 13.74% right now, the best of the big bank travel cards.)
I did not realize the Venture has the best APR. I never look at APR or BT's because I don't carry balances. But for someone who does carry a balance the APR would be something to consider.
@Anonymous wrote:Taekwon - you touched on a concern I have about Cap1 cards. I've read mixed reviews about the ease of use of their cards, generally, outside the U.S. I'm considering applying for the Venture card and am thrown by 1. the mixed word on the street about ease of use/acceptance outside U.S. and 2. the lack of a Visa/MC badge on the Venture card itself. When you say you have never had issues, you mean that literally? Restaurants, shopping, attractions, hotels outside the U.S. widely accept Venture/Cap1 cards for payment without an issue? Thanks much!!!
Yes, literally no issues. I used my platinum MC extensively in Europe without issues and when I received my Venture, again flawless transactions. I am now in SE Asia and I use my venture every chance I get. I received instant notifications for every transaction.
As for the logo Not being displayed on the front of the card, no problem in Europe, you very rarely hand your card to a teller. Her in Asia you most always hand your card to a teller. The lack of a logo will confuse some tellers and they give you a blank stare, because they’re not sure it’s a CC due to the absence of the logo. I just say Visa, they run the card…approved…all good! That happens about once a week because they’re not use to seeing a CC without a logo on the front, has nothing to do with the operation of the card though.
Also, the rewards are easy to redeem
@Anonymous wrote:Terrific! No FTF's is why I zero'd in on the Cap1 Venture product. As in new restaurant choices, getting firsthand experience is invaluable...thanks a bunch!
All of cap1 cards do not charge FTF, not even the secured cards.
I don't see how the lack of a badge would be a problem. Just stick it in the machine. As long as it says "approved" who cares what it looks like?
@taekwon wrote:
@Anonymous wrote:Taekwon - you touched on a concern I have about Cap1 cards. I've read mixed reviews about the ease of use of their cards, generally, outside the U.S. I'm considering applying for the Venture card and am thrown by 1. the mixed word on the street about ease of use/acceptance outside U.S. and 2. the lack of a Visa/MC badge on the Venture card itself. When you say you have never had issues, you mean that literally? Restaurants, shopping, attractions, hotels outside the U.S. widely accept Venture/Cap1 cards for payment without an issue? Thanks much!!!
Yes, literally no issues. I used my platinum MC extensively in Europe without issues and when I received my Venture, again flawless transactions. I am now in SE Asia and I use my venture every chance I get. I received instant notifications for every transaction.
As for the logo Not being displayed on the front of the card, no problem in Europe, you very rarely hand your card to a teller. Her in Asia you most always hand your card to a teller. The lack of a logo will confuse some tellers and they give you a blank stare, because they’re not sure it’s a CC due to the absence of the logo. I just say Visa, they run the card…approved…all good! That happens about once a week because they’re not use to seeing a CC without a logo on the front, has nothing to do with the operation of the card though.
Also, the rewards are easy to redeem
Yep... the Capital One cards without the Visa/MasterCard logo on the front still have it on the back - if anybody has a question just have them flip the card over. 
@UncleB wrote:
@taekwon wrote:
@Anonymous wrote:Taekwon - you touched on a concern I have about Cap1 cards. I've read mixed reviews about the ease of use of their cards, generally, outside the U.S. I'm considering applying for the Venture card and am thrown by 1. the mixed word on the street about ease of use/acceptance outside U.S. and 2. the lack of a Visa/MC badge on the Venture card itself. When you say you have never had issues, you mean that literally? Restaurants, shopping, attractions, hotels outside the U.S. widely accept Venture/Cap1 cards for payment without an issue? Thanks much!!!
Yes, literally no issues. I used my platinum MC extensively in Europe without issues and when I received my Venture, again flawless transactions. I am now in SE Asia and I use my venture every chance I get. I received instant notifications for every transaction.
As for the logo Not being displayed on the front of the card, no problem in Europe, you very rarely hand your card to a teller. Her in Asia you most always hand your card to a teller. The lack of a logo will confuse some tellers and they give you a blank stare, because they’re not sure it’s a CC due to the absence of the logo. I just say Visa, they run the card…approved…all good! That happens about once a week because they’re not use to seeing a CC without a logo on the front, has nothing to do with the operation of the card though.
Also, the rewards are easy to redeem
Yep... the Capital One cards without the Visa/MasterCard logo on the front still have it on the back - if anybody has a question just have them flip the card over.
Yes, I tried that but most people can't read English here. But they do understand when they hear the word visa.