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Best Travel Rewards Card (Personal Experience)

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CreditScholar
Valued Contributor

Re: Best Travel Rewards Card (Personal Experience)


@distantarray wrote:

@CreditScholar wrote:

@icetrap06 wrote:

@CreditScholar wrote:

@Anonymous wrote:

I have both the CSP and Chase Marriott Rewards cards, both are metal inside and get the typical, "wow this card is cool" comments.

 

I got the CSP because of the 40k signup bonus, I will probably downgrade to Sapphire after the year is up. The Sapphire gets the Food 2x but not the travel 2x. However the Chase Marriott does give 2x travel. 

 

What I like about the Chase Marriott Rewards Card;

 

1 Free night each year (Cat 1-5)

2x Travel

Auto Silver Membership Each Year

@Extra 5pts @ Marriott Hotels

$85 fee (cheaper then CSP and gives the Travel 2x which regular sapphire doesnt)

 

 


One major drawback of that annual free night is that it's now worth a lot less after the most recent devaluation. A lot of the places I'd consider staying at have been shifted to category 6 (was 5).


It seems like everyone is devaluating.  Marriott, and now Hilton...is Starwood next???


Starwood posted their devaluation in 2 parts, which was smart on their part. It made their devaluation look tame when compared to Marriott and Hilton, both of who announced everything at once.

 

5% of SPG properties are going down in category, 20% are going up. That's not good, period. Combined with the C&P devaluation, I'd actually put SPG's devaluation on a similar level to Marriott's. Hilton however was the runaway winner when it came to destroying value.


Not to mention Starwood increased their points and pay requirements not too bad, but you did get the bonus of suite upgrades avalible which can work out

 

Then there's the Delta and Starwood partnership where you can get Delta Skymile AND Starwood points if you use eachother's cards and also get automatic status if you have it on Delta or Starwood and vice versa.

 

Starwood's been slightly devalued but when Starwood does something they trade you something atleast Smiley Wink


I really don't see the Delta addition as much of a benefit to me personally, but I could see how it may benefit some people. I'd rather fly any other legacy carrier before I'd fly Delta.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 21 of 24
Anonymous
Not applicable

Re: Best Travel Rewards Card (Personal Experience)


@distantarray wrote:

@CreditScholar wrote:

@icetrap06 wrote:

@CreditScholar wrote:

@Anonymous wrote:

I have both the CSP and Chase Marriott Rewards cards, both are metal inside and get the typical, "wow this card is cool" comments.

 

I got the CSP because of the 40k signup bonus, I will probably downgrade to Sapphire after the year is up. The Sapphire gets the Food 2x but not the travel 2x. However the Chase Marriott does give 2x travel. 

 

What I like about the Chase Marriott Rewards Card;

 

1 Free night each year (Cat 1-5)

2x Travel

Auto Silver Membership Each Year

@Extra 5pts @ Marriott Hotels

$85 fee (cheaper then CSP and gives the Travel 2x which regular sapphire doesnt)

 

 


One major drawback of that annual free night is that it's now worth a lot less after the most recent devaluation. A lot of the places I'd consider staying at have been shifted to category 6 (was 5).


It seems like everyone is devaluating.  Marriott, and now Hilton...is Starwood next???


Starwood posted their devaluation in 2 parts, which was smart on their part. It made their devaluation look tame when compared to Marriott and Hilton, both of who announced everything at once.

 

5% of SPG properties are going down in category, 20% are going up. That's not good, period. Combined with the C&P devaluation, I'd actually put SPG's devaluation on a similar level to Marriott's. Hilton however was the runaway winner when it came to destroying value.


Not to mention Starwood increased their points and pay requirements not too bad, but you did get the bonus of suite upgrades avalible which can work out

 

Then there's the Delta and Starwood partnership where you can get Delta Skymile AND Starwood points if you use eachother's cards and also get automatic status if you have it on Delta or Starwood and vice versa.

 

Starwood's been slightly devalued but when Starwood does something they trade you something atleast Smiley Wink


I was excited about the Delta-Starwood partnership at first, but it seems like only a small audience would actually benefit from this. If you wants all perks, you either have to be an SPG Platinum elite or a Delta Platinum or Diamond elite, neither of which comes automatic with the co-branded credit cards. So unless you're doing a lot of traveling or are a big, big spender (see Delta Reserve), you just get 1 point in the partner loyalty program per dollar spend, which isn't all that special. And even then you still have to make Delta Silver/Gold or SPG Gold. (Does SPG Preferred also count as status? If so, then this might be worthwhile for the casual traveler.)

Message 22 of 24
distantarray
Established Contributor

Re: Best Travel Rewards Card (Personal Experience)


@Anonymous wrote:

@distantarray wrote:

@CreditScholar wrote:

@icetrap06 wrote:

@CreditScholar wrote:

@Anonymous wrote:

I have both the CSP and Chase Marriott Rewards cards, both are metal inside and get the typical, "wow this card is cool" comments.

 

I got the CSP because of the 40k signup bonus, I will probably downgrade to Sapphire after the year is up. The Sapphire gets the Food 2x but not the travel 2x. However the Chase Marriott does give 2x travel. 

 

What I like about the Chase Marriott Rewards Card;

 

1 Free night each year (Cat 1-5)

2x Travel

Auto Silver Membership Each Year

@Extra 5pts @ Marriott Hotels

$85 fee (cheaper then CSP and gives the Travel 2x which regular sapphire doesnt)

 

 


One major drawback of that annual free night is that it's now worth a lot less after the most recent devaluation. A lot of the places I'd consider staying at have been shifted to category 6 (was 5).


It seems like everyone is devaluating.  Marriott, and now Hilton...is Starwood next???


Starwood posted their devaluation in 2 parts, which was smart on their part. It made their devaluation look tame when compared to Marriott and Hilton, both of who announced everything at once.

 

5% of SPG properties are going down in category, 20% are going up. That's not good, period. Combined with the C&P devaluation, I'd actually put SPG's devaluation on a similar level to Marriott's. Hilton however was the runaway winner when it came to destroying value.


Not to mention Starwood increased their points and pay requirements not too bad, but you did get the bonus of suite upgrades avalible which can work out

 

Then there's the Delta and Starwood partnership where you can get Delta Skymile AND Starwood points if you use eachother's cards and also get automatic status if you have it on Delta or Starwood and vice versa.

 

Starwood's been slightly devalued but when Starwood does something they trade you something atleast Smiley Wink


I was excited about the Delta-Starwood partnership at first, but it seems like only a small audience would actually benefit from this. If you wants all perks, you either have to be an SPG Platinum elite or a Delta Platinum or Diamond elite, neither of which comes automatic with the co-branded credit cards. So unless you're doing a lot of traveling or are a big, big spender (see Delta Reserve), you just get 1 point in the partner loyalty program per dollar spend, which isn't all that special. And even then you still have to make Delta Silver/Gold or SPG Gold. (Does SPG Preferred also count as status? If then this might be worthwhile for the casual traveler.)


it's for Starwood Platinum members not Gold, otherwise I would be tempted to get a Amex Platinum just to get Starwood Gold (yes you get it for free even if you never use Starwood card with Platinum just gotta call up) 

 

Regardless not the best deal for most since I don't care for Skypesos, but if some avenues dries up I'll be looking at Delta points


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 23 of 24
FutureBillionaire
Established Contributor

Re: Best Travel Rewards Card (Personal Experience)


@icetrap06 wrote:

@Open123 wrote:

At the present pace of some of these devaluations, there comes a point when the best value travel card will be one with beneifts rather than rewards points earning potential.


I certainly see your point...with that said, it may be best to start going for cards like the CSP that reward travel in general(reimburstment) not with a specific chain (points) huh...


Agreed. I will get cards that I can use with any hotel, car rental place, or airline. It doesn't make sense to lock myself in anymore.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 24 of 24
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