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Best and Worst online user interfaces

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mt2va
Established Contributor

Re: Best and Worst online user interfaces

Best:  USAA

Worst:  Stellar One (the one for credit cards which is handled by Elan)

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 21 of 55
Themanwhocan
Senior Contributor

Re: Best and Worst online user interfaces


@hwturner17 wrote:

As many people that frequent this site, I have a few of the major cards and use online banking quite a lot. As everyone knows, not all online user interfaces are created equal and it can have a big impact on which card I pull out of the wallet if it's an apples to apples rewards choice.

 

I personally think that Discover has an incredible online page and App. It is so intuitive and user friendly and it makes me want to use the card even though it doesn't currently offer me a good rate or reward structure.

 

AmEx is a close second in my mind and I use this card a lot. No complaints at all.

 

My NFCU account has become much better since they updated thier online page. NFCU's iPad and iPhone app are great as well.

 

Now for the loser....Chase. This has to be one of the worst apps and online user interfaces I have every encountered. It's stale, hard to navigate and honestly makes me use a card that has similar rewards instead because it's just that awful. I understand they are updating the app sometime this month. I hope it is a major overhaul because it's embarrassing that a company that big is so far behind.

 

Anyone else have any good or bad thoughts about any card issuers/banks out there?


Barclays interface is at least as good as Discovers, though lacks some of the functionality. I don't miss the functionality, except for the ability to update financial information. I can't update my income, for example. The Barclays web site DID ask me for updated information 2 weeks ago, but when my income increases at the end of june, I'd like to be able to update that myself instead of waiting until Barclays decides to ask (April is a long time after june/july).





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 22 of 55
xgac12x
Established Contributor

Re: Best and Worst online user interfaces

Tbh I dont think Chase is all that bad. The WORST is most definitely Fidelity AMEX. WOW. Horrible.

CARDS: CAPONEQUICKSILVERONE - $3,000.00
Message 23 of 55
Anonymous
Not applicable

Re: Best and Worst online user interfaces


@xgac12x wrote:

Tbh I dont think Chase is all that bad. The WORST is most definitely Fidelity AMEX. WOW. Horrible.


As in my post #2 in this thread, Fidelity Amex LOOKS old and horrid, and has too many clicks to get somewhere, but it does have all the info.  Others, like US BAnk, don't.  Much rather go for function over appearance.

Message 24 of 55
OptimalCS
Frequent Contributor

Re: Best and Worst online user interfaces

IMO Amex is not firiendly or simple. 

"Wisdom is the principal thing..."
Message 25 of 55
bk510
Valued Contributor

Re: Best and Worst online user interfaces


@hwturner17 wrote:

As many people that frequent this site, I have a few of the major cards and use online banking quite a lot. As everyone knows, not all online user interfaces are created equal and it can have a big impact on which card I pull out of the wallet if it's an apples to apples rewards choice.

 

I personally think that Discover has an incredible online page and App. It is so intuitive and user friendly and it makes me want to use the card even though it doesn't currently offer me a good rate or reward structure.

 

AmEx is a close second in my mind and I use this card a lot. No complaints at all.

 

My NFCU account has become much better since they updated thier online page. NFCU's iPad and iPhone app are great as well.

 

Now for the loser....Chase. This has to be one of the worst apps and online user interfaces I have every encountered. It's stale, hard to navigate and honestly makes me use a card that has similar rewards instead because it's just that awful. I understand they are updating the app sometime this month. I hope it is a major overhaul because it's embarrassing that a company that big is so far behind.

 

Anyone else have any good or bad thoughts about any card issuers/banks out there?

lol. I have heard how nice IT's site is and I cant wait to try it.
Capital one is nice too, Probably not nice as IT tho, I imagine.
I also like my USAA account page, very clean I must say.
Barclay Reward site is ok too but somewhat cluttered in that there is so much things on the home account page.

 

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 26 of 55
bk510
Valued Contributor

Re: Best and Worst online user interfaces


@Anonymous wrote:

THere is appearance and then there is functionality.  So the Fidelity Amex (FIA) website is usually panned because it looks so old-fashioned, but works well enough.

 

Then there are PenFed and US Bank.   Until recently, neither of them showed pending transactions (though US Bank DID on its mobile app).   US Bank updated its website, and now shows pending transactions, just omitting one tiny bit of detail, the amount.  No idea how these passed testing.


Their account page looks very ancient and it looks as if some1 just put in together in about 30 minutes.lol

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 27 of 55
bk510
Valued Contributor

Re: Best and Worst online user interfaces


@trumpet-205 wrote:

I have to say the worst in my experience is Capital One. The website is unstable from time to time.


Not for me, It hasnt.

 

They just upgraded their site very recently and I like said earliar, Its not pretty but pretty easy to navigate.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 28 of 55
bk510
Valued Contributor

Re: Best and Worst online user interfaces


@bossladymom wrote:
I love NFCU iPhone app! It's so easy & quick

Havent seen NFCU, but I'm sure They are like USAA.

I love USAA.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 29 of 55
bk510
Valued Contributor

Re: Best and Worst online user interfaces


@Gunnar419 wrote:

Best: Barclays, simple but highly functional. Easy to find anything you need.

 

Second best: Discover

 

Worst: Chase. Both unattractive and hard to find things you need.

 


In my book, I would say.....

 

Best: Discover, although I havent seen it yet but I can already paint it.

 

Second : I actually like Capital one ( like I said its not fancy or anything like that but its clean very easy to navigate.

 

Third or Worst : It's DEFINATELY US BANK (end of story)

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 30 of 55
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