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Best card for big spender

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Anonymous
Not applicable

Best card for big spender

We spend a lot on gas and dining out, what your recommendations for reward cards, and if possible which report did they use, my scores are 702- 760,
Thanks
Message 1 of 54
53 REPLIES 53
Anonymous
Not applicable

Re: Best card for big spender

If you're a big spender, definitely the Centurion Card.
Message 2 of 54
longtimelurker
Epic Contributor

Re: Best card for big spender


@Anonymous wrote:
If you're a big spender, definitely the Centurion Card.

Right, OP needs to define what they mean by big spender.    Some would call $1K per month on a cc a lot, others would think more in terms of millions a year.

 

As the amount grows, charge cards are going to be more necessary.

 

Also need to know what sort of rewards you are after, at least travel vs cashback

Message 3 of 54
AverageJoesCredit
Legendary Contributor

Re: Best card for big spender

Credit One Nascar Cashback Visa

1% CB on everything, no need to complicate ones life on what % you get back and where, simplicity in its purest formSmiley Happy
Message 4 of 54
Anonymous
Not applicable

Re: Best card for big spender

If you really spend that much and want rewards, you need cards with no limits or caps on rewards. The Ducks Unlimited card is great for gas (5% CB, no cap) but it is ran by First Bankcard, which is owned by FNBO (its not as "big" as other lenders). Another good one may be the WF Propel, 3x points on gas and dining (3% CB, no caps). For just straight up massive spend, you need to look at charge cards and other large CL cards, like NFCU or Alliant VS (2.5% CB on everything, 3% for 1st year, it does have an AF tho).

 

We need more info to accurately direct you to a specific CC.

Message 5 of 54
Anonymous
Not applicable

Re: Best card for big spender

Na, Cap1 Plat. Why even care about CB when you can just forget all about it instead? Smiley Wink

 


@AverageJoesCredit wrote:
Credit One Nascar Cashback Visa

1% CB on everything, no need to complicate ones life on what % you get back and where, simplicity in its purest formSmiley Happy

 

Message 6 of 54
Remedios
Credit Mentor

Re: Best card for big spender


@Anonymous wrote:
We spend a lot on gas and dining out, what your recommendations for reward cards, and if possible which report did they use, my scores are 702- 760,
Thanks

 

 

Could you maybe define what a big spender to you is? 

Message 7 of 54
Remedios
Credit Mentor

Re: Best card for big spender

I shouldn't have scrolled past LLTs post. Oops 

Message 8 of 54
RicHowe
Valued Contributor

Re: Best card for big spender


@Anonymous wrote:
If you're a big spender, definitely the Centurion Card.

 

LOL @Pooka89  I wished you were still with AMEX. You prolly don't but alot of us do. 

Message 9 of 54
Anonymous
Not applicable

Re: Best card for big spender

Thanks for reply probably do 250k annually, could do more through business, especially fuel and dining out.Like travel rewards, but cash is ok.
Message 10 of 54
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