The Amex pandemic promos like 6x and 12x points on grocery purchases are well known. Chase and Amex routinely offer great point multipliers at specific merchants (and occasionally categories) -- often up to a certain limit. What is the best credit card promo you were ever targeted with?
A couple of years back I received a letter from FNB Omaha letting me know that between August 1 and October 31, 2018 my MLife Mastercard would earn 10x the usual points: 30 per $1 (instead of 3) for spend at MLife properties, 20 per $1 on gas and supermarket, and 10 per $1 on everything else. That meant an equivalent cash back ranging from 10% to 30%, with *no limit* on how many points one could collect. Needless to say, I put every last dollar of my spend on that card (that had otherwise been mostly a grocery card for me).
Most (if not all) of these branded credit cards require the card issuer to pre-purchase a set number of points from the merchant brand every year, and I assume the reason First Bankcard was so generous was that they had committed to pre-purchasing more points than they ended up using, so they used them to incentivize customers to put spend on the card (October 31st is the annual cutoff date of the MLife's program).
That was super easy. Because I was transferring Starwood points to Marriott 1:3 at the time and getting about 8 cents per Starpoint, I earned 35k Starpoints (20k from normal spend and 15k bonus) that I used for about $2800 in hotel stays on $20k spend in about 6 weeks, or about 14% back on $20k spend. Oh, how I miss those early Starriott-Carlton merger days.
@wasCB14 wrote:Casino traffic is down a lot, even where they may be open. I read in NYT (paywalled) that many gamblers have moved on to betting on professional video game "esport" competitons.
The offer I posted was from 2018... business was great for Vegas back then (maybe not so much for First Bank, which was probably sitting on a lot of pre-paid MLife points) 
@sammydavidjr wrote:The Amex pandemic promos like 6x and 12x points on grocery purchases are well known. Chase and Amex routinely offer great point multipliers at specific merchants (and occasionally categories) -- often up to a certain limit. What is the best credit card promo you were ever targeted with?
A couple of years back I received a letter from FNB Omaha letting me know that between August 1 and October 31, 2018 my MLife Mastercard would earn 10x the usual points: 30 per $1 (instead of 3) for spend at MLife properties, 20 per $1 on gas and supermarket, and 10 per $1 on everything else. That meant an equivalent cash back ranging from 10% to 30%, with *no limit* on how many points one could collect. Needless to say, I put every last dollar of my spend on that card (that had otherwise been mostly a grocery card for me).
Most (if not all) of these branded credit cards require the card issuer to pre-purchase a set number of points from the merchant brand every year, and I assume the reason First Bankcard was so generous was that they had committed to pre-purchasing more points than they ended up using, so they used them to incentivize customers to put spend on the card (October 31st is the annual cutoff date of the MLife's program).
I dont think those Amex Pandemic promos went the way people thought
@sammydavidjr wrote:
@wasCB14 wrote:Casino traffic is down a lot, even where they may be open. I read in NYT (paywalled) that many gamblers have moved on to betting on professional video game "esport" competitons.
The offer I posted was from 2018... business was great for Vegas back then (maybe not so much for First Bank, which was probably sitting on a lot of pre-paid MLife points)
Guilty of reading inattentively while on the phone.
@coldfusion wrote:Simple one I just completed was 20X Bonus + 1 standard TYP per $ on gas/groceries/restaurants on my Sears M/C from Apr-Jun for up to 20,000 bonus TYP/month. Jan-March it was 15% cashback on gas/groceries/restaurants for up to $800/month spend.
Now THATS the CF i know