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conventional wisdom was to wait 6 statements for chase
everyone on this forum told me to wait 6 months, but I really wanted a CLI after my 3rd statement, because it as a low credit limit and I wanted chase to be my main card.
so I called and the pencil pusher denied me for my ridiculous 600% credit limit increase, gave me some boilerplate reasons
then I called the backdoor number to a credit analyst and she revealed there was no reason for the denial based on their risk models
I got a 420% credit limit increase
@gen-specific wrote:conventional wisdom was to wait 6 statements for chase
everyone on this forum told me to wait 6 months, but I really wanted a CLI after my 3rd statement, because it as a low credit limit and I wanted chase to be my main card.
so I called and the pencil pusher denied me for my ridiculous 600% credit limit increase, gave me some boilerplate reasons
then I called the backdoor number to a credit analyst and she revealed there was no reason for the denial based on their risk models
I got a 420% credit limit increase
Which # did you call the first time?
the number on the back of the card
@kevinjjc wrote:
@gen-specific wrote:conventional wisdom was to wait 6 statements for chase
everyone on this forum told me to wait 6 months, but I really wanted a CLI after my 3rd statement, because it as a low credit limit and I wanted chase to be my main card.
so I called and the pencil pusher denied me for my ridiculous 600% credit limit increase, gave me some boilerplate reasons
then I called the backdoor number to a credit analyst and she revealed there was no reason for the denial based on their risk models
I got a 420% credit limit increase
Which # did you call the first time?
@lg8302ch wrote:Interesting...so Chase likes to see balances carried over
Not necessarily. That's really oversimplifying what could be due to a number of variables at play.