I currently have an Citi AA card which the AF was waived for the first year. I got the card back in March of this year to get the points and $200 statement credit for airline tickets I booked through AA. I have already determined that I will not benefit much more from the card as I only travel twice a year and not always through AA. My question: Should I go ahead and downgrade the card to the Citi double cash card or wait until my full year is up? I have already booked my airline travel and transferred the point to my AA Advantage account.
***Gardening 3/29/2018 until 9/25/2018***
If you downgrade before your flights you will loose the free checked baggage.
It’s normally advisable to wait a year before doing any kind of product change. It reeks like churning and banks don’t like that when a customer hits a SUB then cancels or downgrades
It’s normally advisable to wait a year before doing any kind of product change. It reeks like churning and banks don’t like that when a customer hits a SUB then cancels or downgrades
@Shadowfactor wrote:
If you downgrade before your flights you will loose the free checked baggage.
It’s normally advisable to wait a year before doing any kind of product change. It reeks like churning and banks don’t like that when a customer hits a SUB then cancels or downgrades
You are so right about the free checked bag! I forgot all about that and would have messed up royally. It's why it is always a good idea to run things by this board first. Thank you so much! Since I am not a full on churner, I forgot about how that would look to the bank. Thanks for that bit of advice as well.