BestBuy MasterCard Instant Approval...Recon on limit?

[Creditaddict]

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@cldavis04 wrote:

I just got an instant approval for BestBuy's MasterCard with a $300 limit.  It didn't initially give me a limit and I had to go check.  Also, it said that it was under review. 

I was wondering if anyone had any luck with calling to ask for a recon on a higher limit.  My potential purchase (and reason for applying for the card) is a more than this.

Thx in advance

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Did you apply in store for Best Buy Store Card and got counter offer for this MC?

You don't usually apply for the MasterCard version if you want to finance something in the Best Buy Store... The Store Card is.

[cldavis04]

I did not apply on the store. I filled out the application online and it came back as an approval for the MC.

[Creditaddict]

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@cldavis04 wrote:
I did not apply on the store. I filled out the application online and it came back as an approval for the MC.

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So you applied for the MasterCard not the store card?

I hate to be the brick wall but you will not get a higher CL.... it's VERY hard to even get a person on the phone here in the states let alone someone that has any control to overturn the computer decisions to approve, decline, CLI, etc.

[cldavis04]

Thanks for responding. I didn't choose to apply for the MC. It was a basic application on their website.

I don't mind you being the "brick wall". I was just looking for answers. Again thx!

[LS2982]

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@cldavis04 wrote:

I just got an instant approval for BestBuy's MasterCard with a $300 limit.  It didn't initially give me a limit and I had to go check.  Also, it said that it was under review. 

I was wondering if anyone had any luck with calling to ask for a recon on a higher limit.  My potential purchase (and reason for applying for the card) is a more than this.

Thx in advance

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Congrats!!

It is hard in general to get increases on this crd. I would give them a call and try though!

[seattletravels]

I got an an auto CLI from $400 to $600 at 6 months.  After a year at $600, nothing. Called the back door number and got a bump to $1050.  The analyst I spoke with said accounts were eligible every 6 months.  I know everyone says HSBC isn't great at giving CLI but I was able to get them on both of my HSBC backed cards last month.  I definitely think its a YMMV situation.

[UpNComing]

I was just approved for this card as well.  I called to cancel the app once I found out about the low CL and the AF.  It took three calls but I was finally transferred to someone whose obvious job was to retain my business.  She asked me what I planned on using the card for.  I told her I would use the card exclusively at Best Buy to increase my rewards.  She cut the AF down to $29 and told me she could not help me with a CLI until the card had been activated.  Not sure I believe the last part but if they don't follow through with the CLI I'll close it immediately.

[Ron1]

I got approved for $300 BBRZMC Gold a couple of years when my credit was not good. They offered me $150 CLI and half of AF for the first year. I told them to close it.  I didn't see any future on that card and I closed it.  It was $300 CL and $59. AF.  One year later, I applied again, I got approved for BBRZMC Platinum. By the way, the CSRs are the helpless and they offered no help when you have problem.

Ron.