Big Starting Limits on Venture One?

[Anonymous]

Hey everyone! I currently have 4 Capital One cards that they are refusing to let me combine. I have 2 Quicksilver, One Venture 1 and One Regular Venture. I went into the pre qualifier and saw that the Venture one and the Visa Signature Quiksilver was available... Again. Obviously I don't want three of the same Quicksilver cards. I am just wondering what the usual starting limit is for the Venture one? Mine was $3,000 at the time. My credit has improved a lot since then. The reason why I don't want the Venture right now is because I already have one, and because the annual fee. Also the Venture has no 0% offer. 0% until 2017 sounds great to me. I realize you get better miles with the other card but I really like a 0% until February 2017 and the bonus is still fair at $200. I may not even apply, just wondering where this card compares to the Venture with SL? What was your SL? 😉

[FinStar]

IIRC, VentureOne SLs start in the $3K territory whereas Venture minimum SLs are $5K.  SLs are obviously going to depend on a lot of factors on your profile including income, etc.  My Venture and QS were both approved last year with SLs $50K on each.  I haven't seen anyone with a V1 with that same SL though (since it would behove most folks to go Venture vs V1 given the bonus/promo).  I have seen V1s in the $10K and $20K territory though.

[OmarGB9]

VentureOne starts at $3k and doesn't yield nearly as high a limit as a regular Venture would.

[Anonymous]

wait wait wait.. you have FOUR cap 1 cards INCLUDING the venture AND venture one. please tell me why this is a good offer? they're already not allowing you to combine so why would it be any different if you get yet another? and you already realize it isn't a helpful card other than the 0% APR.. that's not a good reason for that considering you already have the same thing. do you need a BT card or... help us out with your reasoning please.

[Anonymous]

and the minimums are stated but people still get $10-$15k venture one cards but you'll typically get higher venture than venture one approvals.

[FinStar]

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@Anonymous wrote:
and the minimums are stated but people still get $10-$15k venture one cards but you'll typically get higher venture than venture one approvals.

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Right.  And, it would also depend how much more Capital One would be willing to lend given the OP's recent approvals and current CLs.  So, it's not like a magic hat of endless CLs.

[Anonymous]

lol yeah ^^ i mean with 4 cards i wouldn't keep trying your luck unless you just want to juggle 5 cards on 2 rewards programs with 1 lender. that's a mess. i would just sit on them and wait until you can combine the way you want to.

[Loquat]

I have (2) VentureOne cards...app'd back to back...one was approved at $7500 and the other was $10K.  Both have received auto luv but not very much which I'm totally okay with.  

[Anonymous]

There are TONS of easier ways to get big limits without succumbing to capital ones triple punch scheme.  Look into a credit union, American Express, or Bank of America.  Citi, maybe.

Request CLIs on all the cap1 cards u have now, and convert/combine them into one product.  Close the others down that are low limit and/or have an annual fee.

What are your scores, inquiries, aaoa, and utilization?

[Anonymous]

just to be clear, you're telling OP to not get a triple hard pull with cap1 for a big limit but to get potentially 3 on citi? lol. they usually (usually) double pull for their cards and give you a nice crap limit then you get another hard pull for a usable one. sound advice.