Bill me later CL not enough can I use secondary payment?

[chicanog]

Hello everyone. So I just got approved for BML for $801. There is an item I would like to purchase on ebay for $835. If I purchase the item I am committed to it but if BML doesn't approve the entire amount will they let me use the $801 and a secondary source to pay the balance? I have combed the forum but have been unable to find this situation. Thank you all for any help!!

[Creditaddict]

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@chicanog wrote:
Hello everyone. So I just got approved for BML for $801. There is an item I would like to purchase on ebay for $835. If I purchase the item I am committed to it but if BML doesn't approve the entire amount will they let me use the $801 and a secondary source to pay the balance? I have combed the forum but have been unable to find this situation. Thank you all for any help!!

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I believe during check out you can put an amount through on paypal.

also i believe ebay you can add to cart or something to try to buy without doing the actual commit to buy if the payment doesn't go through...

not sure im explaining either of these right but i have done something before for this scenario!

[eddie84]

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@chicanog wrote:
Hello everyone. So I just got approved for BML for $801. There is an item I would like to purchase on ebay for $835. If I purchase the item I am committed to it but if BML doesn't approve the entire amount will they let me use the $801 and a secondary source to pay the balance? I have combed the forum but have been unable to find this situation. Thank you all for any help!!

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My experience with BML is that if it's just a little over your usual CL, they would approve it but of course, it's the YMMV type of thing. Btw, welcome to the forum (since it's your first post and all.. ).

[Kennie02]

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@chicanog wrote:
Hello everyone. So I just got approved for BML for $801. There is an item I would like to purchase on ebay for $835. If I purchase the item I am committed to it but if BML doesn't approve the entire amount will they let me use the $801 and a secondary source to pay the balance? I have combed the forum but have been unable to find this situation. Thank you all for any help!!

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Have you used for BML at all yet? I had a similar experience where I didn't have enough CL available but they just raised it to the amount I needed. It was only like $50 or so that I needed. I would say that you shouldn't have problem extending ur CL but if you have no history with them I am not sure if thats true. I am positive you can't use BML and another payment. 

[chicanog]

Thank you both. I was thinking the same thing creditaddict but just wanted to see if someone has actually done it.
Eddie84 I've been lurking and absorbing everything for a long time. Just got my first approvals and on my way to rebuilding my credit profile.

[eddie84]

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@chicanog wrote:
Eddie84 I've been lurking and absorbing everything for a long time.

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Haven't we all.

[chicanog]

Oh. Thanks for that info kennie02. I haven't used it yet.

[Luscher]

BML goes purchase by purchase. The only way to increase your CL with them is to purchase something higher then your current CL and they adjust in real time as you purchase the new product. They do routine soft pulls on your account and can approve or deny at the time of purchase. It is actually pretty cool, and is a hidden trade line.

[TRC_WA]

BML is a nice hidden trade line... Mine is like $795 after starting at $301.

It won't help your credit but is great for 0% financing.