Re: BoA 99/500 counter offer question? - myFICO® Forums - 4453949

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So a few days ago apped for BoA Cash Rewards Siggy. Denied offered 99-500. Will they pull another report if I accept??

Express Next 5,000$ August 2019

Kohl's Charge Card 3,000$ February 2020

CFNA Firestone Credit Card 3,200$ March 2020

BCU Travel Rewards 25,000$ August 2020

BCU Cash Rewards Visa 15,000$ December 2020

Target RedCard 1,100$ February 2021

Ally Everyday 1,800$ March 2021

GS Apple Card 5,500$ August 2021

DPA 3,500$ October 2021

GSGM Card 3,500$ April 2022

Best Buy Visa 10,000$ May 2022

Macy's Credit Card 25,000$ May 2022

Capital One Wal-Mart MasterCard 3,000$ May 2022

Amazon Prime Store Card 10,000$ October 2022

Capital One Savor One 4,600$ November 2022

SoFi WEMC 6,500$ January 2023

Sam's Club MasterCard 8,000$ February 2023

Bilt Rewards WEMC 6,300$ June 2023

CareCredit Card 15,000$ June 2023

Bread Amex 7,000$ July 2023

Huntington Bank 1.5% CB 500$ January 2024

Amex Blue Cash Preferred 3,000$ May 2024

Amex Rose Gold NPSL 7,500$ POT Limit May 2024

Message 1 of 6

5 REPLIES 5

I don't think so since you have an offer on the table

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

Message 2 of 6

It won't be if u use their counter offer.

Message 3 of 6

@bigalkescott514 wrote:
So a few days ago apped for BoA Cash Rewards Siggy. Denied offered 99-500. Will they pull another report if I accept??

They did on mine.....They pulled EX in So Cal

photo QS visa_zps7zokw2wl.jpg

photo QS visa_zps7zokw2wl.jpg

photo Venture One_zpsigvttrlz.jpg

photo Sony Visa_zpsxoradr1b.jpg

photo USC Reward_zpslcvjfxmq.jpg

photo Penfed Promise_zpsdg1y2dw2.png

photo NasaFcu_zpswac3zwcu.jpg

photo America_zpsuwx8rzdm.jpg

photo LA-Kings-card_zpslbkyeqsz.png

photo Barclay_zpslqv3i4tl.jpg

photo BBVA_zpsqrhh7omh.jpg

photo nfcu debit card_zpsprkh98jw.png

photo nfcu visa siggy_zps0gjgyxje.png

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photo nfcu goReward card_zpsixhh1qcp.jpg

photo sdfcu platinum card_zpspilihdiv.png

photo penfed reward cash_zpsyckxjc7y.png

photo alliant visa_zpsaf4udfx0.jpg

photo Citi Secured_zpsypzxi0jm.png

photo fnbo platinum_zpsxfub6esb.png

photo marvel-credit-card_zpsfkvc3ux5.png

photo golden 1 CU_zpslhgxynjv.png

Burned AECitiChase

Message 4 of 6

When I accepted, they only used the first pull......they didn't repull my credit report.

Message 5 of 6

Sorry for the denial. Congrats on the counteroffer. To be sure, I would call. Best of luck!

Message 6 of 6