No they didn't ask me anything...she just verified my identity and said "I looked at your account and I can see that we will be able to waive your AF going forward"...I said just waived or completely removed? She said removed. The next say I see a 59$ credit for the AF charge I got back in January...lol and this was just a couple of weeks ago...then 3 days later my account online showed 0.00 for the annual fee under information. I am on my phone so I don't have that email handy but just google it, it's easy to find 
@Anonymous wrote:
No they didn't ask me anything...she just verified my identity and said "I looked at your account and I can see that we will be able to waive your AF going forward"...I said just waived or completely removed? She said removed. The next say I see a 59$ credit for the AF charge I got back in January...lol and this was just a couple of weeks ago...then 3 days later my account online showed 0.00 for the annual fee under information. I am on my phone so I don't have that email handy but just google it, it's easy to find
okay thanks! i'll go ahead and send back the email they sent me to confirm if i want to go ahead and change it to the better balance and then when i get the card i guess i'll email the EO. Did you email them before you got and activated the card or did you use it for sometime ?
FYI, I had replied earlier in this thread about getting this card and putting Netflix on it.. And I've done just that, and pay slightly more than the min. (Usually$0.10 more). But I did not get the bonus last quarter. Not sure why, so I need to call in and ask.
Technically, I'm doing what is required to get the $30/qtr...I have a BOA checking account as well.
After looking at their FAQ, I don't even have to pay the extra $.10, just have to pay in full:
"A monthly payment received on or before the due date, which is more than the monthly payment due is considered a qualifying payment. A payment in full received on or before the due date is a qualifying payment."
Never mind...I see why I didn't get it. I had an April statement, but the payment due date wasn't until May. And according to their chart, rewards are based off payment due dates. 
@ficobgtx wrote:FYI, I had replied earlier in this thread about getting this card and putting Netflix on it.. And I've done just that, and pay slightly more than the min. (Usually$0.10 more). But I did not get the bonus last quarter. Not sure why, so I need to call in and ask.
Technically, I'm doing what is required to get the $30/qtr...I have a BOA checking account as well.
After looking at their FAQ, I don't even have to pay the extra $.10, just have to pay in full:
"A monthly payment received on or before the due date, which is more than the monthly payment due is considered a qualifying payment. A payment in full received on or before the due date is a qualifying payment."
Never mind...I see why I didn't get it. I had an April statement, but the payment due date wasn't until May. And according to their chart, rewards are based off payment due dates.
yeah i thought you only had to make the min. payment which is $25 for any balances over $25 and anything less than $25 you have to pay in full. I dont think you have to pay in full to get the bonus. So if i charge $8 a month i have to pay $8. If i charge $50 i only have to pay $25. The trick though is they probably give you high credit limit and high APR so you carry the balance and eventually they get their money back one way or another. I only use Cash Rewards for cash and i accumlate $50 cash back so far this year. I figured why not change it to Better Balance Rewards and get the $120 instead 
@Anonymous wrote:
No they didn't ask me anything...she just verified my identity and said "I looked at your account and I can see that we will be able to waive your AF going forward"...I said just waived or completely removed? She said removed. The next say I see a 59$ credit for the AF charge I got back in January...lol and this was just a couple of weeks ago...then 3 days later my account online showed 0.00 for the annual fee under information. I am on my phone so I don't have that email handy but just google it, it's easy to find
crap i just emailed the EO i hope it wont make a difference getting the product changed to the Better Balance Rewards. I went ahead and sent them an email with my Cash Rewards instead asking them to remove the annual fee. Then once they do hopefully i be able to change it without the annual fee on the Better Balance Rewards.
