No it is not auto decline, get on the phone and push it thru, good luck 
@Happychap wrote:I just pressed the loved button on my BoA luv button and requested my CL be $35K (its currently 20K) For the first time I didn't get an instant approval but got a 7-10 message. I have read some people get 'please call for instant decision' but does a 7-10 day message mean I got declined? not even a counter? I have never seen this message before when I clicked the luv button as they have always approved. My TU report is my best one.
The exact message read:
Thank you for submitting your request.
Your business is appreciated and careful consideration is being given to your request. You will receive a written response within the next 7 to 10 business days. Thank you for choosing Bank of America. Please note: Any changes made to your address have not been applied to your Online Banking profile.
you can either check back maybe tomorrow or monday or you can call and go through review right now with underwriter if you call backdoor number... just means person is going to review instead of computer... most common with BofA I think plus now that you are up in that credit line range, not to common for banks to let computers alone decide that high
@Creditaddict wrote:
@Happychap wrote:I just pressed the loved button on my BoA luv button and requested my CL be $35K (its currently 20K) For the first time I didn't get an instant approval but got a 7-10 message. I have read some people get 'please call for instant decision' but does a 7-10 day message mean I got declined? not even a counter? I have never seen this message before when I clicked the luv button as they have always approved. My TU report is my best one.
The exact message read:
Thank you for submitting your request.
Your business is appreciated and careful consideration is being given to your request. You will receive a written response within the next 7 to 10 business days. Thank you for choosing Bank of America. Please note: Any changes made to your address have not been applied to your Online Banking profile.you can either check back maybe tomorrow or monday or you can call and go through review right now with underwriter if you call backdoor number... just means person is going to review instead of computer... most common with BofA I think plus now that you are up in that credit line range, not to common for banks to let computers alone decide that high
Yes Im thinking (and hoping) its becasue my CL is already high and an analyst needs to review. It never asked me to call in just that I'd get a letter in 7-10 days. I will log in each day to see if there is any change. I have a zero balacne and also have another BoA card with a 15k limit with zero balance. Always pif, close to 800 Fico no baddies and 4% utl overall.
I just did the same today and got the 7-10 day message. Logged into my account and refreshed it about 10 minutes later, and my CLI was approved and avaialble to me.
Good luck!
Gardening from 02/14/2014 - 07/01/2014
@duckfan4life wrote:I just did the same today and got the 7-10 day message. Logged into my account and refreshed it about 10 minutes later, and my CLI was approved and avaialble to me.
Good luck!
Thx that gives me hope!
Nothing yet 
Now it looks like I'll be spending my weekend constantly logging into my account to see if I got it
Hope you hear back soon, and don't have to sweat it all weekend.
Probably just needed a manual review since it's such a large line and large increase as well.
