Re: BoA Cash Rewards APR Reduction - myFICO® Forums - 4256627

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I spoke with Jeanine today @ BoA about reducing my APR. APPROVED 16.99% to 13.99%. No hassle, no haggling. I BoA!!!

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23 REPLIES 23

Great Apr reduction! You did well ...

Message 2 of 24

@beautifulblaquepearl wrote:
@I spoke with Jeanine today @ BoA about reducing my APR. APPROVED 16.99% to 13.99%. No hassle, no haggling. I BoA!!!

Now that rocks!!!

Message 3 of 24

@beautifulblaquepearl wrote:
@I spoke with Jeanine today @ BoA about reducing my APR. APPROVED 16.99% to 13.99%. No hassle, no haggling. I BoA!!!

Good effort there to contact them. I had 2 BofA cards APR's reduced this summer and it's great!

BofA really likes correspondence and they are ever so accommodating when you treat their credit products well.

Message 4 of 24

One plus to them is the availability of APR reductions. Congrats!

Message 5 of 24

How long have you had the card? Were you in a 0% promo?

Congrats!!

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Congratulations!

Dover FCU Advantage MC @ 6.99% F, $5k

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Variable-Rate VISA Platinum @ 8.74% V, $15k

EPFCU Smart Rewards MC @ 9.50% V with 1% rewards, $6.5k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.75% category rewards (Preferred Rewards status), $50k

FNBO BucksBack VS @ 10% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 11.74% V with 3%/1.5% rewards, $5k

Barclay Ring @ 12.25% V, $4k

BoA Unlimited Cash Rewards VS @ 12.99% V with 1.88% rewards (Preferred Rewards status), $17.6k

Discover IT @ 13.24% V, $36.4k

Cap1 Venture MC @ 13.65% V with no AF, 2% rewards, $18k

Arrowhead CU VISA @ 14.24% F, $4k

Unify FCU Fixed-Rate VISA Platinum @ 14.49% F, $25k

BoA Customized Cash Rewards MC @ 15.74% V with 3.75% category rewards (Preferred Rewards status), $14.3k

Redstone FCU VS @ 15.75% V with 5%/3%/1.5% rewards, $10k

Truist Bright VISA @ 16.5% V, $10.75k

AAA Daily Advantage VS @ 16.74% V with 5%/3% category rewards, $12.5k

PenFed Pathfinder Rewards VS @ 16.99% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

BoA Customized Cash Rewards MC @ 17.74% V with 3.75% category rewards (Preferred Rewards status), $20.4k

AOD FCU VS @ 17.99% V with 3% rewards, $7.5k

Amazon Prime VS @ 17.99% V with 5% category rewards, $35k

US Bank Cash+(x2) @ 18.24% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 18.5% V with 3% category rewards, $12.5k

PayPal CashBack MC @ 18.74% V with 3% on all PayPal purchases/1.5% on all other purchases, $25k

Cap1 T-Mobile VS @ 18.99% V with 5% on all T-Mobile purchases / 2% on all other purchases, $12k

FNBO BucksBack VS @ 19.74% V with 2% rewards, $23.5k

Citi Strata WEMC @ 21.24% V, $26.1k

US Bank Shield VISA @ 21.49% V, $25k

Citi Custom Cash WEMC @ 21.74% V with 5% category rewards, $39.32k

Citi Custom Cash WEMC @ 21.74% V with 5% category rewards, $5k

GS My GM Rewards WEMC @ 22.4% V, $5.5k

WF Bilt WEMC @ 22.74% V with 3% dining rewards, $30k

WF Reflect VISA @ 22.74% V, $25k

Amex BCE @ 24.74% V with 3% category rewards, $25k

Snychrony Walgreens MC @ 24.99% V, $8k

WF Attune WEMC @ 28.74% V with 4% category rewards, $2.5k

PayPal Credit MC @ 29.89% V with 0% for 6 mos. on all PayPal purchases $149+, $10k

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Good job!! Enjoy it.

Message 8 of 24

@Anonymous wrote:
How long have you had the card? Were you in a 0% promo?

Congrats!!

I have had it since August 2014. Yes, I was in a promotional period that recently ended. Thanks!

Message 9 of 24

@Spider15 wrote:
Great Apr reduction! You did well ...

Thank you Spider15!

Message 10 of 24