BoA Cash Rewards World Mastercard vs Visa Signature

[eastsea]

I now have a newly approved BoA Rewards World Mastercard and I am also AU on the exact same card except the Visa Signature version.  The rewards structure and BoA preferred rewards status are identical. 

My family and I would like to use one for online shopping and the other one for dining and we are wondering if there are any tangible differences between the two cards?  

I read somewhere that I should use the Visa Signature for online shopping because the Visa comes with extended warranty but Mastercard does not.  How do I verify if that is true?  

Many thanks in advance.  

[Anonymous]

You can check the terms and conditions on both cards to see which benefits apply.

[wasCB14]

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@eastsea wrote:

I now have a newly approved BoA Rewards World Mastercard and I am also AU on the exact same card except the Visa Signature version.  The rewards structure and BoA preferred rewards status are identical. 

My family and I would like to use one for online shopping and the other one for dining and we are wondering if there are any tangible differences between the two cards?  

I read somewhere that I should use the Visa Signature for online shopping because the Visa comes with extended warranty but Mastercard does not.  How do I verify if that is true?  

Many thanks in advance.  

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If you're serious about wanting an extended warranty from a credit card, go with pretty much any card issued by American Express (like your BCE) or one of a limited number of Citi cards (Costco and a few others, but not every Citi card). Citi wins on the benefit terms, but Amex has a smoother claims process.

[Anonymous]

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@wasCB14 wrote:

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@eastsea wrote:

I now have a newly approved BoA Rewards World Mastercard and I am also AU on the exact same card except the Visa Signature version.  The rewards structure and BoA preferred rewards status are identical. 

My family and I would like to use one for online shopping and the other one for dining and we are wondering if there are any tangible differences between the two cards?  

I read somewhere that I should use the Visa Signature for online shopping because the Visa comes with extended warranty but Mastercard does not.  How do I verify if that is true?  

Many thanks in advance.  

---

If you're serious about wanting an extended warranty from a credit card, go with pretty much any card issued by American Express (like your BCE) or one of a limited number of Citi cards (Costco and a few others, but not every Citi card). Citi wins on the benefit terms, but Amex has a smoother claims process.

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Well, for the next 15 days!  Extended Warranty is removed from BCE beginning Jan 1 2020

[CramEiko]

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@eastsea wrote:

I now have a newly approved BoA Rewards World Mastercard and I am also AU on the exact same card except the Visa Signature version.  The rewards structure and BoA preferred rewards status are identical. 

My family and I would like to use one for online shopping and the other one for dining and we are wondering if there are any tangible differences between the two cards?  

I read somewhere that I should use the Visa Signature for online shopping because the Visa comes with extended warranty but Mastercard does not.  How do I verify if that is true?  

Many thanks in advance.  

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After getting the sub from the MC version I pc'd it to Visa. I can now get back 2% at places like Sams Club and Costco (MC does not work at Costco).