cancel
Showing results for 
Search instead for 
Did you mean: 

BoA Platinum upgrade possible?

tag
pakratus
Contributor

BoA Platinum upgrade possible?

My DM has a platinum BoA card, no rewards, I have convinced her to upgrade.  She called, they told her she couldn't upgrade the platinum.  She called again to see if she could get a 0% offer and to ask again for an upgrade, nope.

 

I think the account is 20ish years old with a 20k-ish limit.

 

Is this something she should keep trying?  Is it possible?  She'd like to get to the Customized Cash card.

Message 1 of 4
3 REPLIES 3
coldfusion
Credit Mentor

Re: BoA Platinum upgrade possible?

BoA does not support all the possible permutations of product changes, and in some cases whether or not a specific product change is allowable is account-specific.   This isn't a function of whether or not a CSR knows what they are doing or is just gaslighting you, they're able to pull up your account and confirm whether or not a specific product change is enabled.

 

If you want further clarity your DM can try calling again and asking the CSR an open-ended question about what options are available to product change the card. 

(10/2025)
FICO 8 (EX) 838 (TU) 846 (EQ) 850
FICO 9 (EX) 850 (TU) 850 (EQ) 850

$1M+ club

Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 4
pakratus
Contributor

Re: BoA Platinum upgrade possible?

Thanks, I like the open-ended question suggestion.

Message 3 of 4
James3
Regular Contributor

Re: BoA Platinum upgrade possible?

You may also try asking again in 3 or 4 months. The answer may be different in the future. BOA will likely have different goals, priorities, etc. as time goes on. Patience is your friend. 

FNBO Evergreen
GM Card
Wells Fargo Signature
Bank of America Customized Cash Rewards
Citi Double Cash
Wells Fargo BILT
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.