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BoA Secured Credit Card ?????

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kpresod
Regular Contributor

Re: BoA Secured Credit Card ?????

+1

Message 11 of 25
LS2982
Mega Contributor

Re: BoA Secured Credit Card ?????


@kpresod wrote:

lol naw, I called and they told me its not upgraded as of yet. Must wait an entire year before upgarding. Smiley Very Happy


Cool!! How long have you had the card?




EQ FICO 548 3/3/16
Message 12 of 25
Anonymous
Not applicable

Re: BoA Secured Credit Card ?????

I just started my BOa secured card......looking for the year to go by quickly lol.

Message 13 of 25
LS2982
Mega Contributor

Re: BoA Secured Credit Card ?????


@Anonymous wrote:

I just started my BOa secured card......looking for the year to go by quickly lol.


With your scores, why can't you get a unsecured BofA card?




EQ FICO 548 3/3/16
Message 14 of 25
Repo-ed
Senior Contributor

Re: BoA Secured Credit Card ?????


@Anonymous wrote:

I just started my BOa secured card......looking for the year to go by quickly lol.


It will

 

My first CU CC was secured and after 1 year they asked me what I wanted my CL to increase to, lol

 

I asked that they just leave it at the $500 I secured it with. They released the hold on my secured amount and unsecured card I had.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 15 of 25
LS2982
Mega Contributor

Re: BoA Secured Credit Card ?????


@Repo-ed wrote:

@Anonymous wrote:

I just started my BOa secured card......looking for the year to go by quickly lol.


It will

 

My first CU CC was secured and after 1 year they asked me what I wanted my CL to increase to, lol

 

I asked that they just leave it at the $500 I secured it with. They released the hold on my secured amount and unsecured card I had.


Congrats on moving to unsecured!!




EQ FICO 548 3/3/16
Message 16 of 25
kpresod
Regular Contributor

Re: BoA Secured Credit Card ?????

I've had the card for 5 months...but surprised to see the luv button appearance! 

Message 17 of 25
LS2982
Mega Contributor

Re: BoA Secured Credit Card ?????


@kpresod wrote:

I've had the card for 5 months...but surprised to see the luv button appearance! 


It's a good feeling! Now it's just trying to keep yourself for hitting it..............Smiley Very Happy




EQ FICO 548 3/3/16
Message 18 of 25
kpresod
Regular Contributor

Re: BoA Secured Credit Card ?????

Exactly!...very tempting position i'm in every time i long in Smiley Very Happy

Message 19 of 25
LS2982
Mega Contributor

Re: BoA Secured Credit Card ?????


@kpresod wrote:

Exactly!...very tempting position i'm in every time i long in Smiley Very Happy


Same here with my newly discovered (pun intended) Discover More luv button...................And that AMEX spending ability button I'm staying FAR away from!!!




EQ FICO 548 3/3/16
Message 20 of 25
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