BoA Secured Visa

[jim4445]

Here is a new one for me..... I decided to try with BoA again but with a secured Visa. I've read nothing but good things in this forum about them. I never bothered to apply for an unsecured.. Filled out the app and received a message that they needed more time to review and that it could be up to 30 days before I would receive a response either way.. I was sure this was a denial.  I used their "app status update" online and even called CS.  The online reply was my info didn't match their records... the CSR told me it was going to be at least 2 weeks before I heard anything...... I noticed tonight BoA  ACHed the deposit from my checking...  Still haven't seen a email or verbal response... maybe the withdrawal was an error on BoA's part?   

[gdale6]

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@jim4445 wrote:

Here is a new one for me..... I decided to try with BoA again but with a secured Visa. I've read nothing but good things in this forum about them. I never bothered to apply for an unsecured.. Filled out the app and received a message that they needed more time to review and that it could be up to 30 days before I would receive a response either way.. I was sure this was a denial.  I used their "app status update" online and even called CS.  The online reply was my info didn't match their records... the CSR told me it was going to be at least 2 weeks before I heard anything...... I noticed tonight BoA  ACHed the deposit from my checking...  Still haven't seen a email or verbal response... maybe the withdrawal was an error on BoA's part?   

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I would suspect they are going to send you the card, good luck

[baller4life]

Yep. If they have processed the withdrawal, you got the card. It will arrive in 10 to 14 days. Congrats!

[bigblue7722]

If they took the money out you are good to go. Now Call the backdoor number and have the card changed to the 123 rewards. What will happen they will acutally send you out two cards. It makes no sense I know but trust me the rewards are really good for a secured card. 

[jim44]

Thanks to everyone for the replies and your words of encouragement!