BoA luv button gone?

[MrShush]

Reports nowadays suggest it does result in a hard.

[Anonymous]

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@Anonymous wrote:

Does using the CLI button cause a hard pull with Bank of America?

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I was wondering this too...

[Anonymous]

I called and everyone at BOA told me the cli increase button or calling by phone is a hard pull. Is this true or are they trying to discourage people from cli's? Also any advice for getting them to pull a soft.

[chromonso1]

Hey guys yes it was a hard pull on my TU file. Actually, the only reason I hit the luv button was because I thought it was a soft pull; that's all the information I read at least. I would have requested much more to make it "worth" the HP since i'm in gardening mode. Oh well. Got the "please call" message and when I called they said they need more info. Next morning (today) I logged in and saw it was already increased; no stubs needed.

[scottwagnon]

hard for me too! i wished i hadn't but at least it is sitting at where i want it which is 7300. i could have asked for higher, but i don't want to overdo it.

[plasticguy]

It clearly states: By clicking the "Request Credit Line Increase" button, you authorize us to obtain a copy of your credit report and review your credit and employment histories and any other information that allows us to process your request, service your account and manage our relationship with you. Sounds like a hard to me

[LS2982]

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@chromonso1 wrote:

not only is mine there, but I just got (and requested) a cli. 

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Congrats!! How much did you get??

[LS2982]

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@plasticguy wrote:

It clearly states: By clicking the "Request Credit Line Increase" button, you authorize us to obtain a copy of your credit report and review your credit and employment histories and any other information that allows us to process your request, service your account and manage our relationship with you. Sounds like a hard to me

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It doesn't specify SP or HP. You get the same report from both. HSBC said the same thing to me but was a SP.

[plasticguy]

I have never seen a CLI forum that specifies that it's a SP or A HP, It all depends on the individual

[flowfaster]

Ok people back on topic!

I wonder why they removed the button from my account.  It also seems that im the only one this happend to.  I have even tried different browsers and the button is still missing from my account as of this morning.