BoA massive APR reduction!

[FinStar]

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@RushXTC wrote:

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@Happychap wrote:
So currently in garden so thought id do my rounds and get Apr reductions even though I usually pay off balance it kinda helps my aping fix😉... BoA privileges was 18.99 they reduced to 9.99 the lowest they offer. Citi Prestige was 20.99 (never knew why it was so high to begin with) reduced to 14.9 slightly lower from what they offer. No HP'was a very simple process that was done straight away.

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Wow! I might have to call them... Anyways they've never done an HP for my APR reductions either.

I've got it down from the highest 21% Cash rewards to 16/17% (Can't remember)

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Looks like it's time to call them again!  Good luck.

[B335is]

Congrats OP, I've read BoA is pretty good about lowering APR. 

[Anonymous]

Nicely done! I may give some thought to doing that myself. Congrats!!!

[FinStar]

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@Anonymous wrote:

Nicely done! I may give some thought to doing that myself. Congrats!!!

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I think that would be a wise choice tinuviel.  How long have you had your BOA alumni CC?

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

Nicely done! I may give some thought to doing that myself. Congrats!!!

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I think that would be a wise choice tinuviel.  How long have you had your BOA alumni CC?

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Since Aug 2012, so it's been over a year. I've been very happy with it.

[FinStar]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Nicely done! I may give some thought to doing that myself. Congrats!!!

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I think that would be a wise choice tinuviel.  How long have you had your BOA alumni CC?

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Since Aug 2012, so it's been over a year. I've been very happy with it.

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It's time then.  Go for it.  If you've had a great history with the account I can't see any reason that they wouldn't lower it.  Wish you luck on that and let us know the outcome!

[FocusedAndDetermined]

WTG - congrats!

[Anonymous]

Nice! Thanks for the info, it might come in handy some day!

[Anonymous]

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@FinStar wrote:

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Nicely done! I may give some thought to doing that myself. Congrats!!!

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I think that would be a wise choice tinuviel.  How long have you had your BOA alumni CC?

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Since Aug 2012, so it's been over a year. I've been very happy with it.

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It's time then.  Go for it.  If you've had a great history with the account I can't see any reason that they wouldn't lower it.  Wish you luck on that and let us know the outcome!

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Yes, flawless history. I've used the card a lot and have always PIF and never late. I'll give them a call the beginning of the week and report back.

[FinStar]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

Nicely done! I may give some thought to doing that myself. Congrats!!!

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I think that would be a wise choice tinuviel.  How long have you had your BOA alumni CC?

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Since Aug 2012, so it's been over a year. I've been very happy with it.

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It's time then.  Go for it.  If you've had a great history with the account I can't see any reason that they wouldn't lower it.  Wish you luck on that and let us know the outcome!

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Yes, flawless history. I've used the card a lot and have always PIF and never late. I'll give them a call the beginning of the week and report back.

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Sounds like a good plan tinuviel!