BoA secured card is it needed?

[Anonymous]

so i have FP and credit one and a few store cards, i just got approved for the capital one rebuilder but my quetion is should I get the BoA secured as well since it can graduate and I eventually want to be able to lose FP and credit one or should i leave it were im at for now

[willwar14]

Bofa usually pulls EX, and your ex score I think is in the range to get the secured card with them, if you want to I don't see why not..

[laurenjessica]

If you're up for it, it's really a great card. You can get one of the rewards versions as well. That's what I did

[Anonymous]

how do i convert it to rewards?

[laurenjessica]

I got offered the rewards card as a secured version when I apped for the rewards card. I was hoping for the $99/$500 offer but I got the regular secured offer. I've heard of other members successfully calling and getting their regular secured cards converted to rewards secured cards. As with anything though, YMMV