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BoA...

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Anonymous
Not applicable

Re: BoA...

No welcome offer Smiley Sad I believe to eat the welcome offer you must app for a new card, resulting in a HP, and worse, us call you Appbar FOOORRREEEVVERRRR!!!!!! Smiley Wink it took the card about 2 weeks or so to get to my house.
Message 11 of 18
afbar1114
Valued Contributor

Re: BoA...

well scratch discover i will never go nor app for them again..i called when i got the letter  just now and i have never been on the phone with a more ruder rep.... i am calling back to complain about her tone toward me

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 12 of 18
afbar1114
Valued Contributor

Re: BoA...


@Anonymous wrote:
No welcome offer Smiley Sad I believe to eat the welcome offer you must app for a new card, resulting in a HP, and worse, us call you Appbar FOOORRREEEVVERRRR!!!!!! Smiley Wink it took the card about 2 weeks or so to get to my house.

the welcome offer isnt a big deall more or less the 3% CB on gas is what i am looking at...

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 13 of 18
afbar1114
Valued Contributor

Re: BoA...

just called back discover and got a much much nicer rep and explanined a few things to me and told me too app again  in 30 days lol because i have to many apps? i was so confused but i am not apping so dont worry

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 14 of 18
LS2982
Mega Contributor

Re: BoA...


@tcbofade wrote:

@afbar1114 wrote:

@LS2982 wrote:

You just cant stand still Appbar Jr. Smiley Very Happy


no i can but i clan to plan this out way ahead... still trying to figure out if rewards are worth it or not...when i do get this card i may not get BCP/BCE anymore... may look into getting a discover card insted or a citi card.... need to plan things out so when the time does come i know what i am doing and just apping like i have been


Pot, Kettle.  Kettle, Pot.  Smiley Tongue

I'm not actively searching, i'm done until March 2013.




EQ FICO 548 3/3/16
Message 15 of 18
LS2982
Mega Contributor

Re: BoA...


@afbar1114 wrote:

just called back discover and got a much much nicer rep and explanined a few things to me and told me too app again  in 30 days lol because i have to many apps? i was so confused but i am not apping so dont worry


Appbar has too many apps........................who knew Smiley Very Happy




EQ FICO 548 3/3/16
Message 16 of 18
smc733
Valued Contributor

Re: BoA...


@afbar1114 wrote:

@LS2982 wrote:

You just cant stand still Appbar Jr. Smiley Very Happy


no i can but i clan to plan this out way ahead... still trying to figure out if rewards are worth it or not...when i do get this card i may not get BCP/BCE anymore... may look into getting a discover card insted or a citi card.... need to plan things out so when the time does come i know what i am doing and just apping like i have been


Other than department stores, the 1-2-3 kindof negates the purpose of the BCE.  I'd definitely recommending doing the PC.

BofA Cash Rewards VS - $25k | Citi Double Cash World MC - $18.9k | Amex BCE - $50k | Discover it - $50k | Chase Freedom Unlimited VS- $10k | Barclay Ring $5k |
Message 17 of 18
Repo-ed
Senior Contributor

Re: BoA...


@afbar1114 wrote:

just called back discover and got a much much nicer rep and explanined a few things to me and told me too app again  in 30 days lol because i have to many apps? i was so confused but i am not apping so dont worry


Because you have to many RECENT INQs.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 18 of 18
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