Boa question?

[Anonymous]

My BOA card finally reported on the big 3 this Friday and I took a big hit on my credit score. Each cs dropped between 25 to 31 points.
Got an approval of 4500 cl and put 4100 in bt on the card.
The 88% utilization killed my scores but I'm only at 20% utilization overall.
How is BOA for cli for new customers? Need to try to double my cl to cut that utilization in half to try to get my scores back up.
Wanting to get a BCE before I go on vacation next month and cant do it with that big of a drop.
Any info greatly appreciated. Thanks

[Discover2016]

Usually an account is eligle for a CLI at the 3 month mark, you'll know when you see the link to increase credit limit appear.

[Anonymous]

Good info, Thank you. My 1st BOA card and don't know there guidelines. Looks like I may be sol on my BCE for awhile at least.

[Discover2016]

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@Anonymous wrote:
Good info, Thank you. My 1st BOA card and don't know there guidelines. Looks like I may be sol on my BCE for awhile at least.

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Yea that's what I was thinking because of your current util on the BofA card, you def don't want to get stuck with a $500 BCE.

[Anonymous]

Yeah that would be a worse fate then the high utilization. Ughhhhh

[Anonymous]

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@Discover2016 wrote:

Usually an account is eligle for a CLI at the 3 month mark, you'll know when you see the link to increase credit limit appear.

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And it's going to be a HP. 

[Anonymous]

I don't think I would try to request a CLI on a card that has 88% utilization. It may place unwanted scutiny on the account and may have a negative result. Just a thought.

[AverageJoesCredit]

My Boa account is also relatively new but i dont see anywhere on my account a button to request cli. Does anyone know if it appears after i have the account for 6 months or is it another reason its not there. Thanks!

. Sorry OP dont want to hijack as they say but as i saw you inquiring about cli figured this could be related

[Anonymous]

No problem Average Joe. I wouldn't mind knowing where to look for it to appear also.

[Anonymous]

That would be my luck humu,to make it worse.