BofA AMEX Accelerated Rewards CLI

[hemi961]

Congrats on the nice increase, you hear a lot of bad things about BofA but they have always been good to me.  Unless they have changed their policy in the past 12 months, this particular card can be issued with a limit as low as $500.  Keep up the good work and they will reward you.

[Anonymous]

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@clocktick wrote:

I have read that too.  It seems like a lot of the people who choose not to call automatically get the CLI a few days later regardless.

Congrats on the CLI, creditkid!  Did you request exactly $1800, or something different?

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I requested $1800

[Anonymous]

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@Anonymous wrote:

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@drsmith wrote:

I could have sworn I read that the minimum CL for this card is 5k which is my limit.

If not, cool

BoA recognized my awesomeness and put me above the minimum

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I have the BoA BankAmericard Cash Rewards Visa Signature, with a 5000CL, I have read that 5000 is the lowest CL you can have with the Visa Signature, is this true?

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True

[Anonymous]

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@Anonymous wrote:

That's awesome!!!

I have read many posts where a member has hit the luv button and received the message to call but doesn't, I have always wondered why, is there a reason behind it or is it more of just a matter of not wanting to hear "sorry you are not eligible at this time"? kinda thing.

When I say is there a reason behind it, I mean does it sometimes work out better if you don't call? I mean its obvious in your case it worked out beautifully, but I am sincerely asking because if its a "trick" that you Fico vets know that I need to learn?

Congratulation again!

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Actually, it's better to call because you speak with a real person and they'll make a decision right then and there. Otherwise, you will get a letter in a mail a few weeks later denying your request. Also, with a Live CSR they can consider your request  rather than a computer deciding.

[Anonymous]

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@drsmith wrote:

I could have sworn I read that the minimum CL for this card is 5k which is my limit.

If not, cool

BoA recognized my awesomeness and put me above the minimum

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Nope, I was approved with $0 limit believe it or not. Prior to this card I had a Platinum Plus Bankamericard when I applied for this card. I called the backdoor # and they said I was approved however they cannot give me anymore credit.

BofA said either I can transfer some of the $3000 credit from my Bankamericard over to the Accelerated Rewards AMEX or reject the offer. I accepted to transfer $1000 over and worked my way up to $5000.